They say we’ll earn interest compounded on a daily basis, so I’m assuming the return will not change.
Edit: sorry re-read the screenshot, I see they are claiming the below doesn’t apply
Interest is calculated daily based on the balance that day, common with most savings accounts.
If the interest from the previous 0-30 days hasn’t yet been paid, you won’t be paid any interest on it.
Worked example, assume a 5% interest rate and a starting balance of £100k for easy numbers sakes.
100000 x 0.05 = £5k interest over a year, divide that by 365 and that’s £13.69 interest you’ll earn on day one.
If that was paid daily, on day 2 you’d have £100013.69, and the interest for that day would be £13.70, and it’d keep escalating day by day.
If you’re only paid monthly then your daily interest calculation will be £13.69 a day until you receive your first monthly interest payment.
To be clear, the difference is pennies even on a large balance, but they all count.
As Graham said, they claim not, however, it still won’t change how I use it regardless 
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Oh right. That’s pretty weird then. Be interested to know if that’s actually the case.
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Don’t know if this helps, but according to the payment schedule, we receive the same interest payment each day.
My maths is strictly O-level (I’m that old) but I’d conclude from it that interest is not compounded.
(Nonetheless, this provider is easily my go-to provider of Cash ISAs right now).
They’ve just upped their Cash ISA promo for new customers to 5.25% for the first 3 months, though it drops back to 4.5% after 3 months.
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Just noticed that my Trading 212 ISA funds are now spread amongst FIVE banks, the two additional being Lloyds and BNY
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Yep, seeing that now.
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Transferring out of T212 is Orwellian compared to my other ISA transfer experiences recently.
10 days (inc BH) and no movement or even contact from T212 or update from Virgin Money.
Meanwhile, Moneybox to Monument, completed in less than a week, inc that same BH weekend.
Last year, Santander to T212 was completed in TWO DAYS! So they happy receiving money.
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I’m in a similar boat. I’m moving to Charter Savings. They required me to complete an application form by hard copy. Not used to that.
Just refreshed my memory on T212’s FAQs around Cash ISAs. This type of ISA product still looks like what it is - a late developer for the bank. S&S ISAs are far more prominent there, for obvious reasons.
It’s wait & see for me……
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Just been talking with CS at Charter Savings - I’m transferring to them.
Chap groaned when I said who the provider is. Long story short, it appears T212 use some sort of PO Box arrangement to gather transfer out forms. They’ve likely allocated insufficient resources to the admin process which compounds the problem.
He said his team are all over T212’s potential to drag their heels and will keep me posted. He recognises that in the end it’s about them badgering T212 until they free the funds.
Well, the app is suggesting I can have 1.5% cashback until 28 June 2025, and has not mentioned the requirement to invest my cashback, so here goes.
I’ve popped a few quid over. See what rate it attracts 
I’m not seeing that in mine, though it forced me to update the app and leave a review on Trustpilot before I could see my account again.
It was a splash tab at the top of the app. Offered the chance to “Join the promotion”. Next screen is just a sort of OK or Got It type screen. Nothing advising me of nay conditions to be met to achieve the 1.5%
I’ve decided to just go for it with the invested cashback option.
We’re talking less than the cost of a coffee, based on last month’s usage, so not that risky really.
11 working days and no sign of any of my Trading212 Cash ISA moving to Virgin Money yet.
The 15 working days guidance/rule is unlikely to be met, I feel.
It took the full fifteen days for my move to Virgin.
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From T212 or another provider please?
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From Melton building society.
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