I have a joint account with my partner with Metro bank. The authorisation mandate on account is “either” of signatories can authorise any payment. So for that matter, we set up direct debits with no paper stuff or confirmation from the second account holder.
And for the names when filling names I just put my names only if it is me filling then put the joint account number and sort code.
I have done this with Talktalk, Vanguard, Sky, Tesco insurance, Domestic and general, Barclays loan with nonissue at all. Some sites ask if you require authorisation from second person for joint accounts, I tick no.
I guess it is something to do with the mandate on account.
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