Been using Curve card for a few months now, and find it quite convient, the only thing I don’t like is that transactions on the card used with curve don’t show the retailer, and just ‘Curve’. I guess there is no way around that, since it acts as a front.
Just wondering, if anyone is using Curve, and what everyone’s experience with it, or your reasons for not getting one? (i.e Apple Pay etc).
I used to use it a lot, due to it providing Pay and instant notifications, whereas my credit card (at that time) didn’t. Also, I used to use it when travelling. My current credit card provides instant notifications, I’m not yet travelling abroad a lot, and occasional issues with Curve transactions being rejected, and I’m not using it anywhere near as much as before.
I’m less bothered by transactions listing Crv* before the retailer name, and I certainly don’t only get Curve…
I used to use them a lot, simply because I thought it was a cool concept (and because they offered cashback back in the day - don’t know if they still do). Then they became unreliable and I had to chase up customer service repeatedly to fix issues (often only resolved after weeks long delays and calling them out on Twitter).
Got fed up and closed my account. Asked them to delete all of my data (except those pieces required for regulatory purposes), which they didn’t do: To this day - despite repeated complaints to both them and the ICO - they are constantly spamming me with marketing emails.
So, my opinion of Curve is, erm, pretty negative …
I used to love curve and had curve metal. Until CS never improved. I want to say it was never good in the first place. Now there’s better limits on Apple Pay and most credit cards are supporting mobile wallet I see no purpose.
I was lucky enough to get my hands on a Curve Tumi Wallet
I think the “etc” is worth highlighting: Samsung Pay, Fitbit Pay, Gamin Pay, SwatchPay. This makes it useful as a pay conduit for users of a wide range of smartwatches, which are often not directly supported by banks.
Another thing that hasn’t been highlighted is it provides a way to use rewards credit cards abroad without currency conversion fees usually associated with rewards cards.
So although I don’t use Curve all the time, I do find it a useful thing to have.
Comes with a big asterisk though that you give up pretty much all rights that you’d normally get, having to place your trust in Curve instead of your bank
Comes with another big asterisk of fair use + maybe not really the proper exchange rate over the weekend + if your card actually has no charge to begin with, it doesn’t support pass-through currency charging; so you may a) bite into your allowance of “free FX” or b) get charged for a transaction you wouldn’t have