Why else would one attend A&E or “the emergency room”?
I’ve been to A&E thrice for heart problems but it’s actually been panic attacks.
When you’re not a medical professional it’s surprisingly hard to tell what is and isn’t a medical emergency.
999 handlers and 101 handlers aren’t qualified to differentiate over the phone, they will direct you to professionals.
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How is ‘suspected heart attack’ not an emergency?
Also sorry to hear that. I know that panic attacks suck and are no joke.
They’ve essentially aligned the legacy accounts (Cashbuilder/InvestDirect) with the active equivalent - which is pretty much what I’m saying with the value added account.
The best approach is generally to migrate to the new product but we’re talking about Nationwide here.
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Can you cite any examples of any packaged bank account provider who’s done this in the last 15 years?
I imagine it’s a major no-no because of duties to ensure these things are not missold, hence the myriad of NLA options with LBG, TSB, Co-op Bank, Virgin Money etc.
I think I’d need to ask, honestly. Could be X (panic/anxiety attack), could be Y. The real question is does the hospital tell them it was necessary because of the potential for it to have been a heart attack or not.
And do they agree with it?
Also, I’m happy to say I think it was just my life at the time. I haven’t had one in a while. Recently I’ve healed enough to even get a girlfriend again, which is great. Really happy compared to where I used to be.
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No they haven’t. InvestDirect retains it’s minimum withdrawal of £250 and can be used in Link. CashBuilder can still be used in Link whereas the current instant saver can only be used in Nationwide machines.
They have aligned the interest rates but the underlying terms of the accounts have stayed the same.
One that thing I’ve wondered about on that front is that the older cards are Link/Plus but say that they can’t be used abroad. However, there are some Euro machines on Link/Plus in the UK. Keep meaning to try the card out in one of them.
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We’ll need to agree to differ as I view the interest rate and the easy access nature to be alignment without migration.
Am aware of non-LINK card issue. Had a whole saga where useless NW staff ordered replacement cards, claimed none of their ATM only cards were LINK cards etc.
As for Plus, the ATM card can be set up for domestic use only so would only work on Nationwide, LINK and UK Plus ATMs.
Yes, but what would it charge to withdraw EUR from a machine in the UK when there is no provision in the terms to charge for UK withdrawals?
I know that some years ago HSBC seemed to have forgotten that they issued a UK savings account with no provision in the terms to charge for withdrawals. What happened in that case was that withdrawals from an HSBC machine anywhere in the world were free (I tried in Hong Kong, Malaysia and Thailand if memory serves).
It would charge whatever the issuer sets as the restriction is geographical not currency based. If they were happy to absorb the Plus fees for UK non-LINK GBP transactions then likely nothing for EUR too.
The local HSBC machines probably recognised that it was an in-house card They can either process the ATM withdrawal internally or use the Card scheme but effectively only pay the reduced interchange fees due to the card scheme only.