Now that I think of it, they just ask for source of funds usually but even that’s relatively recent. I guess if you say ‘salary’ then they’d say your reason for opening was to receive salary. That said, if you open additional accounts like on Chase then even the source of funds question isn’t asked.
I had the Woolwich Open Plan account at the time with a bunch of subaccounts which led to them tagging me as a money launderer as they couldn’t understand why anyone other than a money launderer would have more than one account! And, yes, they wanted the bank to tell them why I’d opened each account and just couldn’t grasp that I’d just clicked a button to open each one.
Fineco asks if you’re planning on using it for banking or tArading but then it’s a European bank.