Should I have a Dozens account?

@rob_dozens as far as the bonds go, are Dozens still holding the assets in ring fenced accounts with the interest locked away in advance too?

Also wondering if you guys are fairly well capitalised right now due to COVID, too

Crypto returns are netting me 10% but I’m not really wanting to bag hold a bubble when it pops in a few years time :^ so maybe 5% with no risk (which is correct since the interest is locked away with the rest of principal fund?)