Of course there will be false positives - that will also happen in other banks too. I’m also not judging anyone, I’m just stating fact. That when someone came onto the other community with the usual tale of “it was closed for no reason, I just use my account normally” we found it wasn’t that simple.
- I remember someone who sold vouchers on eBay, withdrew to Monzo, and the immediately transferred out.
- There was the guy who clearly ran a raffle yet claimed loads of people were paying £2 a month for an end of year dinner… come on really?
- There was the guy who didn’t know crypto needed to be declared and was making thousands buying and selling
- There was the onlyfans person who collected over £15k doing feet stuff on their personal account.
These are just the ones who have used their personal account for business too. I could go on for days with more examples or ones that just scream something dodgy.
My point is that reading someones story online and taking it as fact is not good judgement. There are always two sides to a story so until you hear both I’d take everything with a huge pinch of salt.