They give you a virtual card to start spending with right away. The physical card is totally optional.
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But you won’t be able to pay in shops as I said in my post until Apple Pay is available unless I’m missing something?
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It can be used online and through Curve, Paypal
I mentioned curve above 
Ah yes! You’ll need the physical card for now if you want to pay physically. Hopefully Apple Pay isn’t too far behind.
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My experience so far has been good. Their merchant data is good
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Ooo! Any screenshots? Aside from sending myself payments, I’ve not had chance to use the card for spending yet!
Thanks! Squarespace is not one you see everyday, so nice they have that!
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Yeah. When you tap the transaction that have the map and stuff like most do now too.
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The suitcase changes if you change the category
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Pretty nice! whats the carbon calculations like for these transactions? Wonder if it’s always the same or varies by merchant or amount or what.
Really need to put their state of the art claims to the test on that, but already I like that it calculates bank transfers, which RBS doesn’t.
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@N26throwaway they were active card checks so it hasn’t calculated a carbon amount yet but bank transfers have. I need to pay back a lot already 
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The app remind me of Dozens in some ways and am impressed that already have Confirmation of Payee.
Not sold on the CO2 tracking though - it claims that one faster payment generated 3.79Kg of emissions.
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Yeah, I hope they bring more to the app like telling you how they came to that calculation. They have been open to lots of feedback so far.
Confirmation of Payee absolutely. I haven’t had any transfers held lol and it’s faster than chase to debit and credit
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I wish it dove into the calculations a little bit more. I love that they’re calculating for these and not just ignoring them, but I’d love to know how they calculated beyond the very basic general explanation.
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