Barclays Open Banking

Banking Personal Banking
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Thought I would test out the “convenience” of the free Open Banking via the Barclays app, as my main bank, Monzo, charge for this feature.

Whilst Halifax transactions appear in a normal readable format, I found that Santander’s data was meaningless as it seemed to import the “description” field of the transaction and not the normal header.

So, instead of seeing “xxx energy company” or “xxx Council”, the visible text is “Direct Debit payment…”.

For my Standing Orders to building society savings accounts, it just reads “Standing Order…”

Only when you click on the transaction do you see the full description field and the name of the payee.

I therefore revoked permission to Santander and removed it from my Open Banking as it was pretty useless.

Has anyone else connected Santander to Barclays Open Banking and got different result to me?

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No! Just go straight to Emma

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Been there. Done that.

Doesn’t answer my question.

Thanks anyway.

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Generally open banking data I find is useless, would personally recommend just using the native apps for each platform until someone like Apple or Google integrate apps into their respective wallet apps with a proper integration

YNAB with YNAB Sync is probably the best alternative to doing what I mentioned above

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Question

Answer

I’d love to know if any major bank has a decent implementation. I think I could be waiting a while

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Barclays are dropping account aggregation from their app.

"We need to let you know that fr‌om ‌15 April 2024, you’ll no longer be able to view or send payments from accounts with other banks in the Barclays app.

You’ll still be able to access your other bank accounts in their apps as you do today. If you’d like to see your accounts in a single place, other providers might offer this service, including free personal finance management apps – you can find them in your app store."

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