I’m having a good 'ole chuckle to myself. I’ve just done a ‘soft search’ application for a MNBA credit card. MNBA are as probably many aware, part of the Lloyds Banking group. I currently, amongst my other cards (BA Amex and a legacy Nationwide Select), have a Lloyds Platinum card.
Anyway, I’ve been declined by MNBA. I suspect the reason is, I’ve only been at my new address for 3 months. I’m am on the Electoral Roll, despite 2 out of the 3 leading credit reference agencies reporting that I’m not on the Electoral Roll. I’m a retired/homemaker. I actually have not a too shabby quite healthy bank balance as it happens.
Am I bothered? No, not really. My Lloyds Platinum interest free period comes to an end in November. I’ll just pay it off and dump it because it will be pointless keeping it. To be fair, I’ve had well over a decade of interest free ‘loans’ from credit cards, so I can’t complain.