So, I have an Amex. I use it for expenses, for sec 75, flights, hotels etc…
Despite that there are some occasions where I’d be better served by a Visa or Master. Spending abroad where I’d prefer extra security, putting things on expenses where Amex is not an option. I’d rather not use a clunky app.
I’m pre approved for Bip, Tymit and Zopa on Clear Score. I understand they won’t have a big limit but really that’s what the Amex is for…does anyone have any recommendations? Tymit is the lowest in terms of APR but I’d be clearing in full.
Understand they’re all fee free abroad?
P.s it needs to have an interest free period up to at least a statement period, Level are an example of a CC that doesn’t have this!
I’m having a good 'ole chuckle to myself. I’ve just done a ‘soft search’ application for a MNBA credit card. MNBA are as probably many aware, part of the Lloyds Banking group. I currently, amongst my other cards (BA Amex and a legacy Nationwide Select), have a Lloyds Platinum card.
Anyway, I’ve been declined by MNBA. I suspect the reason is, I’ve only been at my new address for 3 months. I’m am on the Electoral Roll, despite 2 out of the 3 leading credit reference agencies reporting that I’m not on the Electoral Roll. I’m a retired/homemaker. I actually have not a too shabby quite healthy bank balance as it happens.
Am I bothered? No, not really. My Lloyds Platinum interest free period comes to an end in November. I’ll just pay it off and dump it because it will be pointless keeping it. To be fair, I’ve had well over a decade of interest free ‘loans’ from credit cards, so I can’t complain.