Best Rate on Instant Access? Raisin/UBL

Is this the best instant access savings rate on the market over 25k/not linked to a current account?

Only things confusing me are the graphic says from 2k minimum but below it says 1k & also it seems like you can only withdraw £500 at a time?

Yeah, I saw this one yesterday. Doesn’t appeal to me tbh.

Too many restrictions for my liking.

Sounds a bit like the NS&I Income Bonds account I had, when that was top dog.

1 Like

I suppose if you had all your funds available at to withdraw at any sum elsewhere it could be a good option. The £500 withdrawal is the main restriction right? I’ve emailed Raisin asking if it’s 1 or 2k min - it’s not just me seeing the contradiction right?

Any experience of using Raisin? I know you can integrate it with Monese but it looks like it takes you off app to sign up anyway.

Yep . Too much friction, and not enough clear water between it and Chase to interest me.


Hm - as someone who dropped Chase I’ll it some consideration

I don’t really want to have to open another current account to have access to a saver - but perhaps something better will come out soon…


In my experience Raisin customer service can be very slow to respond, so prepare for frustration if something goes wrong. They can also be slow acting on your instructions to withdraw, which would concern me for an instant access account.

That said, I’ve only had the Investec 32-day notice account through them and I got my referral bonus on time.

1 Like

Working Day 4 of waiting for my account to be opened!