I’ve got a few business accounts for my Ltd (main is Starling), but my head got turned when I looked at opening a savings account, and it seems that Tide are looking a good choice for this, with their Instant Saver Account (4.33%).
Shame Tide don’t offer a euro account (will stick with Wise for that), but as a biz instant saver account, seems a no-brainer to open a tide account.
Not sure i’ll CASS it from Starling just yet though 
It’s awesome you’re checking out different options for your biz accounts. That interest rate on Tide’s Instant Saver Account sounds pretty sweet. Bummer they don’t offer a euro account, but sticking with Wise for that sounds smart. Keep us posted if you go for the Tide account – love hearing real-life experiences with this stuff!
I did go ahead and open the Tide business account. It’s the ‘new’ account operated through Clearbank, so includes FSCS protection.
Easy enough application process through the app, No big delay in getting both the current and savings account up and running.
I did receive an offer of £100 incentive to switch business accounts via CASS, but did not want to close my Starling account yet so have not done the full account switch.
The app itself is fine, although with Chas in a separate savings account, you don’t get an overall balance view (but then neither did Starling if cash was in a Space).
Something that’s missing from Tide is the option to have direct debits taken direct from the Savings account. With Starling I could get DDs taken from a Space.
Well it seems I will only be using Tide for savings and not day to day business banking.
I did move a direct debit over which has now been paid. But … no advanced payment notification from Tide, which is a deal breaker.
Sticking with Starling as my primary business current account and Tide for savings.
Thanks for this, I also use a Starling business account which I have had since 2021, and I have found it to be reliable and do everything I need it to. It would be nice to have some interest, but I don’t tend to keep a large balance in there.
MyCo’s ‘savings’ is mainly tax money, so I’m happy to earn a little bit of interest on it before paying it out.