I’ve heard that Revolut or other e money cards can be rejected by attendants on flights - is this no longer the case now real debit cards are issued (this applies to Rev and Dozens, flying in a few days!) or would the staff likely not know?
Is this a manual intervention & as such could it be navigated via just using Apple Pay privately? (My Rev cards are also ones they likely wouldn’t recognise, same for Dozens I spose)
That’s right, and also out of confusion between how prepaid cards and e-money accounts interrelate.
Initially, there were also fraud concerns with Monzo prepaid cards since the card could be frozen and reported lost/stolen before the payment was fully processed (given offline terminals process on a delay).
Fears over this have presumably dissipated now almost every bank offers this feature.
I’m not certain if this processes offline or not, but given it’s a transportation scenario it may well do.
I believe I read that one reason why it wasn’t contactless was because it was originally configured to use Chip + no authentication (which is allowed up to a certain limit for transport) and never changed once contactless came out.
Good - in case in doesn’t work, you will still have a backup method to pay!
You can always use credit cards in offline terminals, so there shouldn’t be an issue there.
Personally, though, I think airlines incorrectly and unfairly banning certain cards is irritating because there is no reason for it if the card is capable of being processed - so I would want to just use my preference, assuming it is going to work, as otherwise I’m letting them dictate how I pay and I view that as unfair when I’m the one giving them money.
Contactless is fine at the toll - just not phone based payments. May have changed recently. But it was defo offline as my payment with Dozens didn’t appear till the next day (and I definitely heard people leaving their details who had only gone out with their phone…).
WRT to the credit card - it’s fee free abroad as well - so perfect for travel. But I’ll spend on debit when I don’t have any security concerns.
The Credit Card is on Apple Pay too - but I’ll make the payment without them policing the way I spend my money as far as I’m aware the only way my Rev card wouldn’t physically work is if I turned location based security on.
It will depend on the issuer and their risk appetite of the airline.
Last time I used Easyjet, when processing payments; the cabin crew knew which cards wouldn’t work but tried them anyway. They seemed slightly relieved that I handed them a credit card and not Revolut/Starling etc that they were just dealing with. On a United flight, all cards seemed to work; not sure if that is due to a different setup or simply as everyone provided ‘better’ cards that operated offline.
My VM savings card doesn’t work offline on Chip n Pin but is available on Google/Apple Pay; I wouldn’t expect it to work on a flight.
If you sign a contract with Mastercard, or Visa or whoever, you must accept all their cards. Not say “I don’t trust those brightly coloured ones, we don’t accept those” if you are perfectly capable of processing them.
Nowadays it is even possible to receive internet on planes via satellite signal, so they could even process card payments online if they wanted to.
That may have been what Delta Airlines were doing.