Definitely trying this. A reason to visit Smiths in 2024, well I never…
You almost convinced me there! Until…
It’s caveats like this where the other cashback offerings start to fall down compared to the credit card I opted for above all others. It falls into the onerous friction hoop category for me.
Probably worth it for the first year if I put enough spending through credit, but I’d bin it off after that personally unless the Chase one goes away. But even then, the breakaway point compared to Barclaycards Rewards is £400, and is capped. I think I’d still prefer to take the one I just don’t have to think about using and it will pay me anyway when I do use it.
You know why I don’t particularly like Nectar or see the appeal of Avios for converting into Nectar, so I won’t rehash that. 
Doesn’t Complete Savings cost £15/month or an I thinking of something else?
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It does but you can also claim a monthly bonus with any purchase at a qualifying retailer. Plus minimum 10% cashback at those retailers.
I’ve done a little thread tidying (I’m up anyway, watching the cricket 
).
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