Yeah, stinks to me tbh.
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There’s also the problem that when it goes to 3.25%, there’s Kroo at 3.65%, and Coventry at 2.35% (albeit existing customers only at present), among a few others that allow DDs on savings accounts. Basically, it’s dropping into territory where they’re worse compared to Kroo and not much better than others.
Quick one: I can’t see any way to filter current account by in/out…
‘Reversal’ in search worked (re. yesterday’s glitch) but that’s about it, so it seems you need to know exactly what a precise, relevant term would be.
I may be a moron, however.
Not that anyone here probably needs it, but a reminder that the 1% boost on Chase’s boosted savings account expires on Thursday 16 January (two days time).
Mine is already emptied 
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Where to go though that’s easy access and a good rate [more than 3 withdrawals] and doesn’t involve starting another bank account? R-
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4.75% AER up to £3k
That one is instant access.
This one is Sharia, 4.75% epr
Withdrawals before 1pm on a working day tend to be same day, else next working day
Two of my collection of savings accounts 
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T212 is 4.90% instant access on their cash ISA.
So are we officially up to 11 savings accounts on Chase now that the boosted one is the same as all the others?
My T212 is full.
No, the booster ends today, so is still 4.50% atm.
Will no doubt revert to 3.50% tomorrow
I left my money in Chase saver for a while thinking they might increase their rate to be competitive again, but they seem to be staying low, so it’s time to move my money.
I was looking at Chip or Atom, but both seem to have mixed reviews. What do people here think?
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Atom have raised their game since setup. Their savings offerings are good for me and there’s no friction in opening an account.
I’ve never felt comfortable with Chip’s arrangement. It’s unnecessarily convoluted.
Hope that helps.
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I closed my Chip account, purely cos of the access to source account they require, but other than that transfers were instant.
Atom have a reward account with a good rate, as long as you don’t withdraw. Again, in my experience, transfers were instant.
Cahoot have one that’s half decent, and instant transfers.
Chase will drop again soon, when their differential with the BoE rate increases very soon.
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You need to keep an eye out as what’s available changes. I’m on a nice 10% regular saver with Virgin and an ISA at 4.76% with them, neither of which are currently available. T212 does seem rather dependably as one of the top payers on its ISA.
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I have all three of those you mention 
As well as a few other decent rate NLA accounts that are coming to the end of their term in next five weeks 
Closed two of my Chase savings accounts today, as no longer required, and another will go on Monday once last DD clears it to zero.
Leaves me two, both for specific purposes and DDs attached
Yorkshire and Coventry building societies come out with decent accounts now and again as does Principality. Sometimes Saffron if you’re an existing customer (open a £1 account and just leave it until one of the existing member ones turns up).
I hold savings accounts with all four of those two
Still using Chase as a base for regular payments, but any further drops and we’ll look in to Kroo instead. I’ve started leaving only enough in there for the week ahead too, the rest stays in a Barclays Rainy Day Saver.
Blows my mind a little that the market for interest-bearing current accounts has become quite so poor as it has done. Not so long ago there were ahead-of-base-rate offers from TSB, Santander, Lloyds, Bank of Scotland… all now lagging pretty far behind (or in the case of TSB offering nowt).
What about Skipton? They’ve quite good rates, but only available for short periods.
WestBrom does quite well sometimes too.
I’m thinking of a move to Kroo myself as they seem to have gotten their act together in the last year. I’ve moved my Starling money there already.
Yep. My Skipton Member Bonus Saver, 5% up to £3k, easy access, drops like a stone soon 
I’ve used West Brom previously, but nothing at present.