Club Lloyds: free Disney+

Not worth it in any case, the same discount at Nero can be had by purchasing a £2 travel insurance policy from Compare the Meerkat. Small beer.

It’s the same with all streaming services; it really depends on your preferences. Someone will take this opportunity into consideration.

Thanks again for flagging this up.

I raised a complaint last week and shortly after had a very dissatisfactory call from someone on Thursday, who refused to acknowledge the 1st April date until I pointed her to the PR, and then tried to claim that they can say what they like in PRs…

I asked her to issue me with a deadlock letter since we clearly were not going to agree, then got a response from a much nicer representative today offering £40.

Would have settled for a tenner, but would definitely encourage anyone else who held off on selecting in March to get Disney+ in April to complain.

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According to a post on MSE, Disney+ will pro-rata refund card payments if you join via Club Lloyds @Breezy

6.25% interest in a savings account capped at £90pa. So, effectively, capped at £1,450. Eye catching but ultimately useless unless you’re offsetting it against your fees

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It’s not useless, it’s very useful for monthly savings; just not useful for moving existing savings unless you drip feed.

And your maths is wrong too, if you open the account on the 1st of a month, deposit £400 and then deposit £400 on the following 11 first days of the month you’ll get £161 in interest upon maturity.

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The blurb says capped at £90 per annum. And a £4800 limit for this is not exactly world beating.

No it doesn’t?

Which regular savings account has a higher allowance at this interest rate please? The only product which comes close in overall generosity is the First Direct 7% saver, but even that is limited to £350pm.

“not exactly world beating” is some distance from “useless”

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There’s no such amount mentioned on the Lloyds website. You’ve made it up.

It’s a £300 pm limit with First Direct. The Club Lloyds Monthly Saver is a very generous interest rate for £400 pm.

Club Lloyds customers can also earn up to £90 credit interest per year, alongside accessing exclusive offers on other products, including the Club Lloyds Monthly Saver which pays 6.25% interest, mortgage cashback and preferential exchange rates on travel money. Disney+ joins Club Lloyds lifestyle benefits - Lloyds Banking Group plc

That £90 is the credit interest on the Club Lloyds account itself. 1.5% on the first £3999.99 (making £60) then 3.0% on the next £1000, (another £30). It has nothing to do with the Club Lloyds Monthly Saver.

I am having trouble activating my Disney+ benefit. When I use details of an old account with a cancelled subscription that expired I meet this screen after following the steps from Lloyds.

If I try using a new email address, I am asked to enter card details.
Do I have to enter my card details for this offer? Won’t I be charged?

Edit: It seems the content blockers in Safari were the issue. I have used chrome and it went through successfully

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Good to know, as I’ve just selected Disney+ as my benefit.

Same. Mine starts 18 October, so have the mid-subscription crossover to do shortly after that.

Shall then see if it’s as seamless as Disney Support suggested it would be :thinking::rofl:

From today, new customers are only being offered the free/£4.99 tier. Worse still, there’s no ability to pay the difference and upgrade yourself.

Very disappointing, I probably won’t renew as it stands.

Darn. I did it a day late :frowning:

Phew, got mine in mid-October.

It does show in my overview within Disney though as a Monthly Subscription, so hope they don’t try moving the goalposts now else is not worth it.

Nah, you’re good according to the FAQ’s above:

What happens to my Disney+ lifestyle benefit when I am at renewal for the next year if I selected before 1st November?
If you would like to keep Disney+ for the following year, you can leave your lifestyle benefit to roll over. At this point, your Disney+ lifestyle benefit will roll over to the following year on the Disney+ Standard With Ads plan, which is the offering available for Lloyds Bank Club customers from 1st November 2023.

Those FAQs seem to have been done in a hurry too. What’s “Lloyds Bank Club”?!

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Yeah, the £8 subscription for £3 was worth it, £5 one for £3 not so much. (Assuming that you don’t bother with the £2k funding)

Be silly to spend £3 when you can just ping pong some money in and out, tho.