I have received an email from Curve about them launching Curve Pay (mobile wallet payment)
Something about fees with Apple pay caught my eye.
Who really pays fees to use Apple pay?
I honestly do not see myself leave Apple pay to use Curve Pay. The Curve card will remain the Apple Wallet and use it whenever needed.
Presumably they mean the overseas charges that the underlying card applies and which Curve wouldn’t hit you with (depending on your Curve subscription).
And Curve Pay post-trial will be £9.99 a month….
They should probably only leave it for their premium users.
I see, but those on lower tiers still have lower fee free limits.
Also presupposes that people aren’t using free overseas use cards.
Ohhhh… do they take Amex? Freebie overseas Amex would be useful.
It has been several years since they last supported them. It may never return.
Oh, I know the Curve card doesn’t, but does Curve Pay?
Why should I give a hoot about the ‘fees’? My issuer takes care of them.
I’m struggling to see the offering here. I currently use ApplePay by default with the Curve card selected. That way I get the universality of my mobile wallet and the opportunity to use GBIT if I so wish.
And as for this:
We’ve capitalised on the newly opened NFC capabilities by Apple, allowing us to bring forth the first and only mobile wallet that actually improves customer’s financial life, helping them save, earn and control their money like never before.
Overblown, or what? 
Probably trying to confuse those who don’t know Curve.
I see nothing new too.
I reckon you’re right.
Because, depending on your Curve subscription, Curve may eliminate foreign usage fees that your current issuer charges you.
Very many free cards around right now with no fees and no low caps like the £1k max per month for Curve top tier.
There are indeed and I imagine that most people on this forum use them as a matter of course. But many ‘ordinary’ people don’t and a mechanism to eliminate that charge would save those people a bunch of money.
Yes, and such fee-free cards are routinely well promoted by the likes of MSE and as such are likely to be in common use.
Is that what they’re getting at? Because that wording is pretty far from obvious.
Curve is basically a solution looking for a problem nowadays. There’s still some life in the original use case (‘use a credit card where only debit cards are accepted’) but their recent nerfs have killed a lot of that.
That was my thinking.
As you say their original USP is a bit weak these days with a/gpay. I found the free insurance great but in the absence of that, I’m down to a once or twice a month gbit as my sole use.
I do wonder if this is an exit move, if Curve can build out the tech of a wallet that doesn’t suck it’s possible that the US route might happen in the UK/EU.
In the US, to escape Venmo/Cashapp, the banks jointly built or acquired a company called Zelle, which they partnered with
If banks did that here and then cut their Apple/Google Pay support, it wouldn’t really surprise me
Seems a bit of a leap. And again, why would they sever links with these wallets?
