For those here who have set sail on the Good Ship Fineco, who
1. Has applied and so far got nothing tangible in return? A card and a verification code, an incomprehensible phone call, and 4 emails. 2. Has received a card (and which?) Yes, a Euro card 3. Has funded their account? Yes. €12 and £0.80p 4. Has made a transaction (and what sort?) Other than paying something in, not yet 5. Has successfully setup Apple/ Google Pay/ Curve? No, no, and yes. The Google Pay is rejected by the bank 6. Has lost the will to live? No - this is a minor irritation in the scheme of things, and was marginally better than my experience with Bunq (that’s not saying much) 7. I’ll try to get out more…… We have the weather for it now
Really useful, @riceuten. I have the GBP card and I’ll be interested to see the interaction back and forth between the currencies now I’ve funded a euro balance too.
I think it’s more a “home market” problem. I don’t see starling and monzo getting far in Europe. N26 tried to expand into the UK and had to retrench. Bunq is doing fine in its home market, it seems. From my limited experience of Italian banks (“you can collect your salary at this branch on Tuesdays from 10am to 3pm”), the above is nothing, so perhaps fineco is just good enough to beat the (local) competition.
The ‘Add to Apple Pay’ button in the Fineco app still wasn’t working, so I tried adding it manually again, going with the LASTNAME FIRSTNAME MIDDL format (with the middle name cut off like it is physically printed on the card, which incidentally was the first variation I tried entering a few days ago as well) and it actually worked this time. I then tried adding it to my Apple Watch, and it threw up the same error as before, so I’ll give that another go in a few days… I guess you’re only allowed so much luck at a time with Fineco
I’ve just done the same with the bizarre mangling of my name on the card, so this time it’s worked and Fineco has now been added to my Google Pay repertory of cards. Apple Pay isn’t going to happen as I already have 8 cards on there.
Don’t mean to brag but I’ve now managed to get my Fineco card working with Apple Pay on my watch as well! Giving it 24 hours and trying again seemed to do the trick - it seems perhaps Fineco has set a limit on how frequently a card can be added
Interestingly, Curve also offers a gold variation. The only sign of a gold Fineco card I can find is on their Italian website, and it’s a premium credit card
Something else I find interesting is that for Italian customers, the black card that we all have is actually a credit card, while their debit cards are blue.
Yes, it cut the last 2 letters off. I dare say had I got room and the inclination I could add this to Apple Pay I would use the same format and it would probably work. I will try and add some more cards to Google Pay tonight, as I am wondering if the reason that it rejects around half of them is that the name is not formatted exactly as it is on the card.