Wahey - we’re getting there! Now all that’s left for me to do is try and actually find a use for the bloody thing! 
Only joking, it’ll almost certainly sit dormant (with the exception of a 1p SO in every month to prevent it from being marked as such) along with all the other accounts I’ve needlessly signed up for because of this crippling fintech addiction of mine 
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You too? 
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If it actually works, I will be able to use it to replace the Bunq card that will expire and be consigned to the dustbin of history. If I can actually make SEPA payments from it for nothing, I will DEFINITELY be using it.
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I know, me too!
Perhaps we need to start a bankaholics anonymous group 
Let’s hope it does after the seriously shaky start you had with them!
I’ve only really used SEPA transfers in and out to UK and IE IBANS (so my experience has been limited) but it seems to work fairly well with the banks I’ve tried.
It’s slightly odd that Fineco seem to have two BIC numbers, but it’s never seemed to effect anything, so perhaps they both work?
If I’m asked, I usually use the Unicredit one (so that may be a tip worth keeping in mind).
I believe FEBIITM1 is for receiving SEPA payments, while FEBIITM2 is for non-SEPA. I think the UniCredit one is no longer officially supported (although it may still work) since UniCredit sold their controlling stake in Fineco.
From my account page:
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Interesting, that page is a good spot!
I think it always used to be FEBIITM1 for SEPA - of course it would only ask for the IBAN (and it would usually fill the BIC in automatically) and the UniCredit one for everything else - so when you were asked for a BIC, the rest of the time, it was usually that.
It looks like FEBIITM2 has now taken over that role.
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Could this be an option for folks seeking a European IBAN?
It’s mentioning a 15 euro bonus to sign up, not sure if there’s a catch lol
Not planning to hijack the thread, and I’ve no intention of applying for a Fineco account, but something is eating away… is it ‘Fine-co’, ‘Finny-co’, ‘Fin-echo’ or ‘Fin-nee-co’ ?
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I’ve always thought it was like Fin-eh-co but now I’m questioning myself having read your post!
If you enter it in Google Translate it detects it as Italian and you can listen to the pronunciation 
It’s like fee-nay-co…
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Ah yes, I did briefly dabble with them. Their app fails to launch half the time, the application form is so badly designed that it is impossible to complete, and they reject 99% of applicants because…the scan or photo of their passport is not satisfactory. Check out their Trustpilot reviews. I strongly suspect it is some dodgy operation. It’s ultimately owned by Papaya Bank, who have been involved in numerous dodgy dealings. BlackCatCard is a Ukrainian firm, registered in Malta, staffed by 2 Russians. The “Customer Services” is a WhatsApp account in Germany registered to a mobile there.
I mean, what could POSSIBLY go wrong? I suspect they are harvesting high quality passport scans and opening other bank accounts with the details you enter into the BlackCatCard application form. “Customer services” consists of cutting and pasting the same instructions, whatever your query. I don’t think the guy on the German mobile actually speaks any English.
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Elaborate lol
Some people are calling them data harvesters, they’re calling it slanderous…
Have you noticed they have a ‘branch’ in Malta
Oh dear!
At least Fineco is a recognised, fairly high profile, bank in Italy (so you can be reasonably sure of their trustworthiness, despite the application issues)!
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When I was phoned by Fineco, the Italian woman pronounced it FEE-NAY-KO, with the stress on the second syllable.
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That’s just incompetence, to be honest 
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For the avoidance of all doubt, the nice chap on the phone (English) and the equally nice fellow on CS (Italian, methinks) pronounced it “ Fin-echo”.
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The plot thickens 
I think the lady in question was likely being dramatic 
. The word lends itself to such emphasis, don’t you think?
(This has to be the most interesting topic since the forum began 
).
I’ll desist if you will……
So
I actually used my Euro-denominated Fineco card in Europe to pay for something in Euros and…it worked. A €7 McD’s meal at Frankfurt Airport Railway Station, using Tap and Go (as the Germans called it). I don’t know why I was surprised about this, but it seems to have at least basic functions. I didn’t get a spending alert like with other fintechs, but it did show up in the app immediately. Irritatingly, I don’t seem to be able to change the PIN code either here or in Europe (Italy, maybe ?)