Just wondered if anyone had any recommendations for fintech credit cards?
Tymit would be the #1
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Yes I second Tymit, I’m currently on their booster card
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If you have any interest in seeing your transactions in an aggregator like Emma or Yolt, my recommendation would be don’t go for a ‘fintech’ credit card. I don’t think any provide access via open banking.
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Amex…
unless your talking more about new credit card companies? In which case I haven’t been that satisfied with any of them. Amex though I’ve been very happy with their tech and app is good
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Bringing this thread back because I would like to get away from Barclaycard but there have never really been any good alternatives and obviously tymit is gone now.
Is there anything else out there now I maybe don’t know about?
Monzo Flex and Zopa are the two that spring to mind. Also Chase if they offer it to you (I think it’s still in beta).
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I completely accept it’s not exactly what you mean as regards to an actual credit card, but almost fintechy, Paypal Credit. My own latest credit card acquisition, has been a HSBC 21 month interest free card. I don’t have a HSBC account, but I can use a piece of their App to manage my card. Personally, I find the HSBC App a bit crap, but that’s my personal experience of it.
As far as PayPal Credit is concerned, ok, so there’s no rewards but I use it all the time for £100 plus purchases just to make use of the interest free periods. PayPal gave me a £3k credit limit on application, which is absolutely fine for what I use it for. I can manage all my payments etc in App which I find better than some of the banking Apps out there.
I’ll certainly apply for a Chase credit card if I’m offered one, but only if it comes with an interest free promotion of significance.
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A zopa credit card is now on the way.
I’ll get rid of everything Barclays and then I will be fully fintech 
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And you’ll likely have access to your money, too 
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I’d be very interested to learn how you get along with it 
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I’ve opened a Zopa bank account out of curiosity as well. Very basic but I don’t hate it 
I’ve put £300 into the regular saver and I’ll do some spending with it.
One long standing weakness of Zopa credit cards has been it didn’t support access via open banking APIs.
However, this has changed recently: https://developer.openbanking-sandbox.zopa.com/
So if you happen you happen to use an account aggregator may be worth asking that aggregator to integrate.
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Hope you never need customer service 
Closed mine. Awful.
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It’s very rare for me to contact Starling and I’ve never had any major issues so I’ll just hope for the same.
For some unfathomable reason, Zopa refuse to give me a credit card. I have a pretty much perfect credit profile, no judgements, CCJs, no missed payments in 6 years, good salary, no mortgage (paid off). Yet when I go to the app, it tells me that ‘we cannot offer you a credit card at this time’
Weirdly enough, for about a month a year ago, this changed to ‘apply for a credit card here’, before reverting to the above. I get that some people may suggest that ‘they won’t give you a card because they won’t make any money from you’ which I don’t believe. I think there’s a glitch in the system.
I doubt it - they just don’t want you for their own reasons (which they’ll never divulge).
There’s usually an identifiable reason, sometimes quite obscure. A few years ago, I suspected a bank was refusing me credit because an address I lived at 10 years ago was dodgy (and doing so was illegal). I asked for a complete disclosure of all the information they held on me, and almost by return, was told they had reconsidered their decision
It probably won’t make you feel any less irate, but I too have been in the same position in the last year. No money issues, excellent credit score blah blah, but TSB point blank turned me down for a bog standard credit card and yet both HSBC and Chase both gave me an 18 month interest free CC with ludicrous credit limits. Little makes sense 
Oh, this isn’t the first time for credit refusal, or a company using data from a previous address decades previously, or an ex-partner you have zero involvement with.
Like you, I have had cards from numerous other providers without issue and with impressive credit limits.
What I am particularly intrigued about was why I was (for one month) briefly ‘creditworthy’ and able to apply for a Zopa credit card. I have savings, a current account and 2 ISAs with them.