To be fair to Jaja, their app is streets ahead of the criminal* designs that come from MBNA et al.
*metaphorically speaking!
The thing that got me interested was the ability to assign a chunk of your limit to another cardholder. Plus a few other ideas that seem to have fallen by the wayside.
If I think of my Amex card, no way would I want say a child starting at uni as a cardholder, because the limit is too high. But I’d happily give them free rein with a chunk of it at my expense.
It’s sad that credit cards are still waiting for the level of innovation Jaja was promising. Tymit is certainly stepping up more and more, but there was a real feeling early on that Jaja could disrupt. Now a damp squib