I notice Lloyds has the strongest gains from the Current Account Switching Service recently.
Switching from Monzo to a company like Lloyds appeals to me as:
- I assume a well-established bank like Lloyds has fewer instances of spurious account freezing
- they have branches so I can speak to someone face-to-face if I need to
- they’re not as “woke” and politically divisive as Monzo and won’t have the online community management issues that soured my Monzo experience
- they’re more solvent than Monzo
If you bank with Lloyds, how do you find the following features:
- mobile push notifications: do you get instant notifications for transactions / declines as per Monzo?
- joint account integration: can you see your personal and joint accounts in the app. Is it as elegant as Monzo?
- can you send money via a URL as with Monzo? I use this feature every month to deal out cash prizes on one of my websites.
- support: is it responsive on the phone / online chat / in-branch?
- international transfers - can you get an IBAN/SWIFT number for your account?
Also, does the Lloyds app show balances/transactions from other non-Lloyds accounts?
Any issues / fees that might put you off Lloyds?
Thanks for your time.