Just received this - I never had Monese down as a brand for “credit distress”
Get ready to boost your credit score 
And why it matters…
Hi Richard,
Confused by credit scores? Fear not! We have the answers right here 
What’s a credit score?
It’s a number on your credit file between 0 and 999, showing how good you are at borrowing money and paying it back on time.
The higher your score, the better! It means you’re more likely to be approved for a loan when you want to buy a house, a car or anything else.
How to build it
We’ve launched Credit Builder to help you do exactly that – 70% of our Credit Builder customers have already seen their score improve!
Start your journey to a strong credit score today, and see results in as little as 3 months.
How Credit Builder works
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Choose a fixed amount to pay over 12 months (from £30/month)
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We’ll report your monthly payments to the credit agencies, building your credit score bit by bit
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After 12 months, you’ll get all 12 payments back and have an improved credit score!
Boost your credit score further
After your 4th Credit Builder payment, you’ll unlock Monese Boost. With Monese Boost, you can choose past card transactions (up to £300) to pay back later. It’s another great way to show how reliable you are and grow your credit score even more quickly.
Where to join
Head to the Explore tab to get started with Credit Builder, and improve your financial future for just £2.50/month (Rep APR 9.10%)*.
- Representative APR: The loan, as a part of the Credit Builder service is a 0% interest loan, but in financial jargon the £2.50/month subscription fee relates to a 9.10% APR as that is the cost of your Credit Builder. This is based on a loan amount of £600.