Marcus has a new bonus rate for those who want to grab it.
0.4% plus 0.10% bonus
It’s available on the site (not on the app)
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Thank you!
I did open & close an account with them before. Do you think this would affect me applying again?
Lock money away for 0.50%?
Careful of the stampede 
It’s easy access (almost instant) so not locked away. I use it for short term savings goals
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As has been said, you get 0.50% instant access but it’s only 0.40% for a one-year fix!
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I don’t know if anyone else uses Hargreaves Lansdown but through their active savings service you can get 0.50% with charter savings bank.
I just use chip for savings though as it’s 1.25% minus the fee.
Same here - it’s about 1.06% after the fee for the maximum £10,000.
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The quoted rate is for existing customers. With Marcus (and probably others) it’s worth leaving a 1p in the account to capture any preferential rates that come along in the future.
Edit: 
not so, it appears. No restriction - the rate is good for all-comers, it seems.
I don’t see why not.
Front page of their website shows the account available to new savers at 0.50%, with the bonus rate mentioned as included, in the smaller text beneath it.
My mistake 
. There doesn’t seem to be any bonus for existing customers, so feel free…
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There is, but you need to log in to your account and Renew bonus
I did it yesterday after reading about it on forums.
Mine is now 0.50% (0.40% variable + 0.10% fixed until 29 June 2022)
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Sorry, I mean a rate that’s preferential and rewards loyalty.
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I don’t think there should be in all honesty. I hate systems like that. Likewise I hate when companies only reward new customers too.
I’d much rather both sets get the same best deal. I think that’s the fairest thing to do.
I don’t disagree.
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I also like it when companies offer non-penalising offers for customers unable to pay upfront, like Zurich who no longer charge people interest to pay monthly by direct debit
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It means I get a massive £2 extra a month interest on my savings. Woo, and indeed hoo.
I logged in yesterday when I got the email. No idea why you had to log into your account on a laptop/PC, but did it anyway.
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I had not received the email before I renewed.
Learned about it on forums.
No app on android 
Yep, and don’t forget that if you’ve got the 0.1% bonus, you can renew that at the moment for another 12 months 
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