Yes, Revolut would work.
Doesnāt seem to be any plus points for Cynergy in comparison to Starling EUR account given that Starling is free Sepa instant. Starling has a GB IBAN but if/when that becomes a problem thereās always Wise/Revolut.
Yeah it hasnāt been a very successful experiment - I suppose it can be a back up card with Xā¬ on it when Iām in the Eurozone.
As it stands now if I did want to close it Iām not sure I could! ā¬1 in there and not enough to cover fees lol
No harm in just leaving it. Who knows, maybe it will get better? Or, if we were really lucky, Fineco could buy it 
I get the impression it hasnāt changed since the Bank of Cyprus days! I will probably keep it as it could be a back up travel card, and it allows me to quick apply for some savings products.
That said, logging in with an authenticator and paying ā¬6 to send money renders it an emergency cash withdrawal account only imo. It would be pretty hard to track your balance on the go.
I might add ā¬9 and see if I can lift it onto Revolut at some point. Shame you canāt do Apple Pay like Fineco. Perhaps adding it to Curve could be an option when the free plan allows 3 cards in November.
You can use Apple pay of Fineco??? Gosh, it gets better and betterā¦ just as itās about to die 
I think itās Ā£10 you need to move it to Revolut so maybe ā¬12?
Yeah you can/could!
Itās ā¬10 from experience, will see if I can add my Cynergy card to Revolut first
itās 10 pounds, 10 euro, 10 chf, 20 dollars iirc
Cynergy have blocked my top up twice despite me putting in a password I just set and the code they text out 
Triodos used to block card top ups to Revolut but could be circumvented via Curve lol
Aha they have blocked that too - I think once I lift my funds I might wave it goodbye. Itās barely useable
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Been thereā¦ā¦
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Tried with a newly set password - still no luck. I wonder if the password only kicks in overnight
Canāt get it to work with Curve or Revolut currently - either I call them or hope it works for a Eurozone payment some time in the future
It takes 24 hours for a debit card password to start working - it would be useful if they told you that
Try Santander Spain non resident account for your next project. It couldnāt be any worse.
Also saw Nickel which looks quite reasonable but you have to go to one of their branches in Belgium to pick up the card. ā¬20/year.
This will certainly be the last experiment lol.
24 hours later and the card still wonāt work online. Do they mean a clean 24h or the second working day? Iām not sure we will ever know. On online banking it still has a message about a new password being set yesterday - so I think it could be that it would need to be tomorrow or Monday. Imagine you needed to buy something asap with the GBP current account which presumably works the same!
They could be blocking Revolut like Triodos did? Cba to try Curve again. I canāt even add a payee to transfer out the 10ā¬ as this doesnāt work despite a sufficient balance & them saying it would.
One last try Monday and I may say I will have to wait to use it chip and pin abroad! They have done a good job of keeping the account open, the funds seem stuck there until I try to use it genuinely
Will anyone else be trying for an account!?!!
Not Cynergy, but thinking of the Santander non resident account.
Iāll be closing it soon.
The password finally registered as being 24h - still wouldnāt allow me to transfer. Revolut told me the card blocks āmoney transfersā - so it seems they want you captive to the 6ā¬ sepa charge. Iām not a fan of that.
I decided to top up my Proton credits 10ā¬ as I will need them soon enough. Online banking seemingly only shows the payment once itās settled - id say itās bordering on not being usable in a travel environment. Once that clears and I find the effort Iāll call them and close it.
I should have known it would have been a fruitless endeavour, I think that Graham recommended as much current account wiseā¦
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Yes. I gave them a chance simply because they were new to the current account scene (theyād been good for savings for some time).
Well-meaning but ponderous. Iād not be surprised if the current account business eventually drops awayā¦ā¦ a shame.
Out of curiosity, why are you paying Proton in euros when itās objectively better to pay in the weaker currency (dollars) as Proton doesnāt adjust pricing for relative currency value
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Because Iām lifting funds out of a Euro account.
I pay the subs in dollars but now I have 10 credits.
I think for GBP you could use it if you wanted very limited functionality - but for a EUR account it seems to be broken. I canāt fathom a way you could even send funds out a 6ā¬ for the pleasure.
No pending transactions or logging in without a second device could also be bothersome when abroad. I should have known this, wonāt be testing anything anytime soon!