Question gang: how do you actually use a pay-in slip?
Presumably it lets me forego taking my card to the bank?
1 Like
That’s right!
You simply take your cash and/or cheques with you, along with a fully-completed paying-in slip, and the slip authenticates you instead of your card.
The slip will have columns to fill out the amount of each type of cash/cheque and denominations, and on the back it has space for you to detail cheques. You add up the total, write that on the slip and sign it.
The signature then records that “it’s you” and acts as authentication, while the bottom of the slip is made of MICR text like a cheque, so it can be processed in the system automatically.
2 Likes
Will I even be allowed to use my paying in slips or cheques? RBS don’t have a copy of my signature yet, and haven’t requested it either!
1 Like
Dude, it’s over on the other place RBS/Child and Co - #2 by Jimbo - Traditional Banks - 9to5FS
2 Likes
Not sure we want that link out in the open again, hence the approach taken by @anon62610374 to offer DMs
2 Likes
I’ve got it now
1 Like
Didn’t you get rejected already?
Not wanting to step on anyone’s toes here, but realistically, do you really think that RBS are going to care about the 2 people a year that might stumble across either of these fora, and want a child and Co account, and don’t already have one? I suspect that tiny number really won’t matter to rbs…
2 Likes
Yeah I got my account closed as I selected a London branch lol
I’m gonna give it another application at the end of the year
They didn’t say anything to me about it when I ordered mine 
2 Likes
So you know there’s like a little table for you to write note amounts inside, why are there two columns? 
is the left for amount of notes and right for total value of notes
To the left-most area of the table is a set of values, like £10, £20, bronze etc.
If you have £60.00 in £10 notes, you write £60.00 in the box next to £10. Then £60 again on the total row, assuming nothing else. The two separate boxes are for pounds and pence, so you usually just put 00 in the pence box.
2 Likes
I believe they can access a signatures from the passport and DVLA databases, so they probably do have a copy of your signature.
If they asked you to use DigiDocs as part of the application they would also have collected it then.
1 Like
Ah yes! I provided a photo of my passport! Forgot about that!
Interesting though. Other banks request the same ID, but have then also sent a letter out shortly after opening the account requesting I provide a copy of my signature in the event I need to use swipe and sign.
1 Like
That’s just poor process though, there’s no need for it.
This is a (perhaps surprising) example of RBS creating a streamlined process!
1 Like
Pretty sure HSBC did this to me, one bank I can’t remember which one (it was a couple of years ago) wanted me to go into branch to provide it… which wasn’t happening
2 Likes
That’s pretty awful, even if they can’t manage it digitally you’d think they could send you a letter with a prepaid-envelope to send it back.
I’ve had that from RBS in the past and they seemed to process it very quickly, it actually worked out reasonably well.
2 Likes
I don’t think the DVLA is a good source as you can’t update your signature on your driving licence if it changes. Similarly most people have to sign their passport in person so the database wouldn’t contain one. I think they’ll have to use the signature from the ID you provided and take a small level of risk.
I did get a pre-paid business reply envelope with my welcome letter but no instructions as to what to do with it. 
Sounds like HSBC. I messaged them asking to change my signature on file (since I opened my account with them when I was like 8 years old and my signature was a bunch of scribbles) and they said I had to come into a branch. This was in the middle of a lockdown and I directly asked whether they could send out a form but they refused. I ended up not bothering and just not really using my HSBC account much!
Other than cheques, almost nothing requires a signature (and I think an approximation is probably acceptable on cheques for the most part, as the space for the signature is quite small and cheques are not even imaged in particularly high quality most of the time).
It therefore really doesn’t matter all that much, as long as you have a rough idea of what your signature is “supposed to be” for that account, you can continue slowly phasing in a new signature elsewhere.
1 Like