Royal Bank of Scotland accounts

I have to say: Having been a Barclays person for over a decade, I’m now doing more and more in the RBS app. Nothing I can quite put my finger on, but I somehow prefer the RBS app. So I think I’ll stay with them regardless…

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I’ll still wait and see what happens with it. My card will keep working for a few more years yet. I imagine the first sign anything has changed will come from the lovely paper statements they send.

I’ll still at the very least keep the account because I love the get cash feature and the app is pretty nice. Better than Barclays imo.

But the day they give me the shed is the day I discard it from Apple Pay. The card is really just there for me because it looks nice first, and a visa debit backup (which I’ll lose anyway with the move to MasterCard) second.

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I guess I’ll stay for now too, until there’s a visible change, given I just switched my salary over to them.

Don’t forget though that your card is likely to stop working much sooner when they issue a replacement MasterCard between February and June this year.

The more I think about this, the more questions I have:

Does the closure mean we get to keep our Sort Codes (but there will be no branch attached) or will we get a new SC?

In either scenario, what happens to the old private banking customers who are on this sort code?

Does the branch closing mean the same as branches closing everywhere – ie the building will lie abandoned? Because they spent a ton of money remodelling; and they’d be closing a piece of banking history. Also, what would private banking clients do?

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Does this all mean that the Child & Co branding and private bank will be no more?
According to my letter everything will be RBS London Victoria - from June
Account numbers etc staying the same

Nothing about the brand going on their website - for now anyway

https://www.natwestgroup.com/who-we-are/our-brands/child-co.html

Maybe the branding will stay - just different branch - who knows…

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I expect what’s happening is we’ve been had, and they’re offloading the personal customers and keeping only the private ones.

I can’t see them completely shutting a piece of banking history, but my reading of the bit of the letter you posted is that from now on, we won’t be getting C&Co branded statements or cheque books. We’ll have to see what happens when this month’s statement comes

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My local RBS branch closed. Sort code remained despite it being a closed branch.

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I’ve always found their app to be fine/better than other high st ones - but I only use a high st account for very basic things (never spend from it) so I’m taking on reduced functionality to switch away for a bonus as won’t really miss it.

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If my next statement is on RBS paper, I’ll be looking at switch bonuses to take advantage of too. I bank with high-street banks but spend on credit cards; so given Barclays does all I need so I’m not fussed

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I know I’m going to regret asking, but……:thinking:?

The design of the new standard RBS Mastercard. It’s a beach hut.

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Behold… the shed

image

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I like how they give the Premier clients windows and a door. Fancy sheds for them!

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RBS (and NatWest too, but particularly RBS) have been super confused about their new cards. People have been receiving a Premier landscape card where you’re looking out of a completely empty train (no seats either)

image

That seems to have been replaced with this fancy shed on the water in portrait orientation – but their Apple Pay marketing shows this same shed in landscape. It’s a complete mess

image

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Glad I’ll never be receiving one of these :sweat_smile:

Account switching out on the 22nd

Very quick to move away – I’m 99% sure I’ll be following at the end of the month, but I’m still holding out hope

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What on earth……? :flushed:

But it’s not even got a door…:thinking:

Wait when did rbs get new cards?

The fancy shed on the new Premier card does – the boring old shed on the new regular card doesn’t :laughing:

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Since the first week of December

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