Science Card

I know we like a wacky card provider in these parts - so take a look at this :joy:

Anyone taking the plunge?

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Put my name on their list. Looks like launching ā€œthis autumnā€ but thereā€™s no trace of them on any regulatory database that I could find, and no mention of them being regulated on the website

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What did you put to this?

Would you switch to Science Card as your main bank, helping change the world?

I put yes. Itā€™s not legally binding, and itā€™s true, I would, if they offered 2% cashback or something.

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Love it!

Will need some more information on them, especially around the ā€œreturns generated by research IPā€. I donā€™t see anyone contributing via roundups getting any decent return (in Ā£, not as %)

A shiny new card for the collectors - pretty much it, methinks.

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I have enough accounts and cards, thank you :rofl::rofl:

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With nothing on telly, I took a whistle-stop tour of the CEO. No shortage of visibility - lots of web sites but precious-little contentā€¦ā€¦ and no shortage of hyperbole :grin:

What could go wrong?

Why so pessimistic, Graham?

Heā€™s an entrepreneur with previous success as a founder in fintech by selling his last startup to blockchain.

Thereā€™s some Tom Blomfield vibes there, sure, but he created the largest fintech in the UK. So Iā€™d be asking what could go right?

With my devilā€™s advocation out of the way, the idea needs buy-ins and Iā€™m not sure I do. Itā€™s unique enough with its niche, which is handy with how fragmented everything is. But is there an audience for it? Iā€™m not sure. Not terribly keen on the look of the app or the design of the card either. And the name just makes it feel more scientology than science to me, so thatā€™s off putting. Couple it with @anon47616136ā€™s regulatory check, and itā€™s a non-starter for me for now.

Dunno. The whole ā€œinvesting in science projects ā€œ thing seems way out there. He and his team are not short of vision and enthusiasm.

Iā€™ll be pleased to be proved a doubting Thomas. But letā€™s watch eh? :blush:

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Ā£20 per month for the premium accountā€¦with exactly the same offer as the standard one.

Whoops, I missed one important aspect - you can take equity in science start ups as part of your account.

Woo, and indeed hoo

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I just want the card for my collection, donā€™t care about science or start ups or whatever!

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I think Iā€™ve officially hit my saturation point for new accounts

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Looks like its all over for the Science Card.

Due to the termination of our relationship with Payload Limited and Enfuce Financial Services Oy, (who are both Program Managers of Transact Payments Limited, your wallet and card issuer), both your Science Card wallet and card will be closed in two months from the date of this email. We are notifying you of this action in accordance with your wallet and card Terms and Conditions, which are available online here: Science Card Terms & Conditions.

Early closure of your mobile app and card

Your Science Card mobile app (where you login to view and use your wallet) and card will close on 2nd April 2025. This means you will be unable to use the app to manage your funds or your wallet in any way. However, you will still have access to your funds to be withdrawn via contacting services on [email protected].

Well, if ever a fintech project looked destined for the bin, it was this one.

No damage done, I hope.

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The way itā€™s worded looks as if they could be back if they found another card issuer.

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