Not a traditional bank account but Trading 212 have launched a cashback debit card which I think may be of interest to some here
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Also paying 1.5% cashback up to October.
I’d have to put a £1000 through it just to cover the delivery cost of the card, given I get 1% with Chase anyway.
The 5.2% interest offer is attractive, but is that variable and how does APY differ to APR 
You don’t have to get the physical card. Virtual card is free, add to Google/apple pay.
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You have to add the virtual card to Curve.
Google/Apple Pay support is not yet available but coming soon
Thanks for the tip.
I suppose you can still use the virtual card for online purchases. I have a couple of large purchases due before October, I’d get about £10 more cashback compared to Chase which is worth it for me.
It’s a no from me then. 
Sounds as if Apple Pay is coming in May with Google Pay in June.
I’ve applied for one and it was relatively smooth, but noticed later in the Ts & Cs that, above €2000 or equivalent - cumulative, you have to pay 0.7% of the deposit as a fee - I am not sure if this is just for debit/credit transfer or bank transfers. This reminds me a bit of that Irish neobank that someone mentioned here. I can see others like Monese adopting this.
£2k limit is just for debit card topups. Don’t think you can topup by credit card and if you can would be subject to cash advance fee.
Just says ‘card’ so maybe you can top-up with a credit card, though I’ve not tried.
Going by the forums, I think a fair number of people carry on topping up after they hit the £2000 and pay that 0.7% when they don’t have to.
So a bank transfer would effectively sidestep that?
Yes. Bank transfers are free.
I’ve been using T212 for a few months. Using ISA for weekly auto invest into global tracker cash balance attracts 5.2% paid daily!! Cash balance invested in money market funds. Use the card daily linked to balance in trading account which also attracts 5.2%. Very happy with product and support and very good community forum. Ticks a lot of boxes for me but obviously do your own research. Oh and instant transfers in using truelayer from nominated bank account, no fee. Couple of withdrawals no problem either next day or +2
Trading 212 have now launched their Cash ISA
5.2% Variable
Flexible ISA
Interest paid daily
FSCS protection
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That looks really competitive. 
Very impressive rates. How quickly do they process withdrawals?
Haven’t done one personally but this is what they state:
I imagine you been can use the debit card to get access to the funds as well if needed
Deposits are processed within the two hours if you do them by bank transfer during working hours. After that and they turn up about 7.30 the next working day. Haven’t really done many withdrawals but I think the timescale is similar, although with the debit card they’d be instant obviously.
Competitive rate, however, my ISA allowance for this tax year is exhausted, and not high enough rate difference for me to consider a Transfer In.
Will bear in mind when my Fixed Rate ISA matures towards the end of the year, but of course the rate will have most likely changed by then.