No problem. I don’t think the material risk is really that high, but given a) I currently do my core banking with them b) the fact the protection isn’t there in a hell in a handcart scenario (e.g. market wide third party IT infrastructure issues or god knows what else) I have determined it probably makes it prudent to keep my ISA/Pension investments away from the same bank.
I have come across the Royal London Sustainable range - they are Multi-Index (unlike Triodos funds) UK Unit Trusts so there is no grey areas there. Perhaps not as dark green but they are actively managed and there is positive screening not just negative, the fund has achieved pretty good growth against the benchmarks and the fund manager was part of the Cooperative Banks investment arm before it was taken over. So perhaps as close as we’re going to get to a UK version.
I was considering the 40-85% (Sustainable World) for some pension funds and 20-60% (Sustainable Diversified) for some cash savings to account for the relative liquidity requirements on my side. In case you were interested (but may be old hat as these are well known funds) Sustainable Fund Range - Royal London
They aren’t available direct anymore, would need to use a platform. For passive investing L&G Future World’s seem a good option, but nothing multi-indexed here.
I will keep my Triodos investment account and treat it more like a play around should the feeling take me.
Waffle over!