UK Payment Processing Innovations: Real-Time Rails, Faster Payments & What’s Next?

The UK is undergoing a significant shift in how payments are processed – from the evolution of open banking payments and the New Payments Architecture (NPA) to emerging technologies like Pay by Bank, Request to Pay, QR code payments, and even biometric authentication.
With consumer expectations for speed, security, and convenience at an all-time high, what innovations are truly moving the needle? Are fintechs and banks ready to adopt ISO 20022, or are legacy systems holding back progress? And where do real-time and cross-border payment innovations fit into the future landscape?
Let’s talk:

  • What are the most exciting innovations in UK payment processing right now?
  • How are businesses adapting to Pay.UK’s NPA rollout?
  • Is the infrastructure ready for the next wave of instant, intelligent payments?
  • Where are the biggest opportunities – and roadblocks – for fintechs in this space?