I did, for about 3 months, and it worked flawlessly.
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If you have your salary credited via BACS you automatically get it early: around 5pm on the day before it’s due to land in your account.
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Direct debits work fine. Normally deducted around 3am. You get advance notification the day before, but only around 4 hours beforehand. And by 11pm I am normally in bed, so not a lot of use. You also don’t know that a DD instruction has been set up ahead of it being claimed for the very first time.
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Standing orders work fine too. They leave your account at rather random times. So for example you set a SO to leave your account on Friday, it probably won’t actually be sent until around 2pm on Friday afternoon. Curious.
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Their “pockets” allow you to fund recurring transactions (direct debits, standing orders, and certain card payments) from a ring-fenced “pocket” of money. This pocket is separate from your main balance. If a payment can’t be met by what’s in the pocket, Revolut will try to use your main balance instead.
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Card payments work just as card payments should. But I tend to use credit cards for most day-to-day spending.
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Like most current accounts, you don’t earn any interest. And there’s no automatic moving of money between your main balance and their saving vaults.
I reverted back to my 4-year-old Starling account in January (I prefer the Starling app but remain unhappy with their customer services tone of voice). So since defected to Virgin Money having opened 3 of their M Plus Current accounts offering 2.02% (variable) interest on the first £1k in each, with 0.35% on a linked saver account. My salary goes in to he saver account, with automatic sweeps set up to return the current account back to £1k as necessary. So I earn 2.02% on £3k, plus 0.35% on anything more. Nothing stopping me opening more M Plus current accounts, except it gets a bit unweildy in the VM app.