What bank accounts are everybody using?

Just wondered what bank accounts everyone has here.

I bank with the following:-

Monzo (main account)
Starling
Lloyds (wages paid into)
RBS (child and co just opening)

Have had

NatWest
HSBC (when it was Midland bank)
Alliance and Leicester
First Direct
Smile
TSB
Barclays

Barclays
Monzo
RBS

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Currently have

Barclays
Starling
Revolut
RBS
Dozens

Have had

Monzo
Lloyds
Halifax
Virgin
Yorkshire Bank
Nationwide
Monese
Glint

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Active accounts -
Starling
HSBC
Dozens

Inactive accounts -
Tide
Revolut

Have had -
Monzo
Santander
Barclays

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Active:
Lloyd’s - primary
Nationwide (now only for cash ISA)
RBS (Child’s & Drummond’s)

Inactive:
Starling

Have had:
Monzo
Barclays
Metro
Santander
First Direct
“B”
Halifax
TSB
Bunq

Oh yeah - Williams & Glyn’s back in the '70’s

3 Likes

Active:

RBS (salary & joint main bills)
REVOLUT (minor personal bills & joint spending using group bills)
DOZENS (personal spending this month & bonds)

Inactive & Due for the Chop:

MONZO

Closed due to being awful:
SANTANDER

Closed due to no use purpose:
BARCLAYS
HYPERJAR
MONESE
STARLING

Closed Switch Boons:
HALIFAX
LLOYDS
TSB
THINK MONEY

Main savings are with other building societies (YBS, Skipton)

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Starling (main account)
First Direct (Salary Paid to)
Nationwide (Bills account)

Also have but inactive

Halifax (chq imaging before Starling)

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I’ve had a clearout so I’m down to the bare minimum now current account wise:

Active:
Starling (Main account)
Nationwide (Joint account - household bills)

Have Had:
RBS
Halifax
HSBC
Natwest
Monzo
TSB
Smile
B/Yorkshire Bank
First Direct

I do have a number of different savings accounts dotted about but I won’t bother listing those.

1 Like

Active (current):

  • Barclays
  • Child & Co
  • Halifax (used solely to cheese £5 a month)
  • Nationwide (used for savings)
  • Revolut (used to cheese Halifax for £5)
  • Starling (used solely to pay cash in)
  • TransferWise
  • Virgin Money (used for savings)

Active (savings):

Dead (current):

  • First Direct
  • HSBC
  • Metro Bank
  • RBS
  • TSB
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That’s a no-nonsense active list. :slightly_smiling_face:

Currently

Monzo - main
Nationwide - former legacy. used for movement of large sums
Starling
Halifax - Rewards
Barclays - Rewards
First Direct - former RS
HSBC - former RS
Virgin x4 - for interest
Santander - household bills

HyperJar - for kids’ cards only really

Previous

Tesco Bank
NatWest
Yorkshire Bank - ‘B’
TSB
Monese - refused to pay for them to send me a card
Cahoot
Alliance and Leicester - before Santander take over

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How come you have an account just to pay cash in when, assuming they’re current accounts, 5 others that will also take cash?

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Current: Starling

Previous: Santander

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Active:

  • Monzo (Joint account primarily, with Premium personal account for various benefits)
  • HSBC Gold Visa credit (just in case)

Partially active:

  • Revolut (for kids account)
  • Ziglu (curiosity killed the cat)
  • Paypal

Inactive:

  • HSBC Advance current account
  • Barclays current account
  • Barclaycard credit card
  • MBNA cashback credit card
  • GoHenry (was kids account - soon to be canned)

Previous:

  • Midland current account
  • Lloyds current account
  • Amex Corporate (oh, the fun days!)
  • Cahoot current account
  • Cahoot credit card
  • Several US accounts> HSBC-US, HSBC-Credit-card-US, Chase-US, Amex-NYC-benefit-card
  • Supercard/Travelex accounts
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/shrug I don’t even know where my Halifax card is, Barclays needs a PIN and I’m more forgetful than average

Everything else is a savings account in current account form or doesn’t take cash

Here’s me wanting to cut 4 down to 3 :joy:

Only thing stopping me is Monzo being my oldest account by a grand 3 months compared to my Amex

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It’s scary when I begin to list them! :smiley:

Sterling

Regular use
Triodos Current
Starling Current
Nationwide FlexPlus Joint and FlexDirect

Tymit
AmEx Everyday
Santander All in One Credit
Nationwide Select Visa
MBNA Low Rate

Use less often
AmEx Cashback
HSBC current

Euro

KBC Ireland
N26
Tomorrow

Multicurrency

Wise (Transferwise)
Revolut
Fineco

US Dollar

Wells Fargo checking

BofA x 2 credit cards
Chase x 2 credit cards
Discover card
CitiCard

Once upon a time they all had their uses.

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I got an email yesterday telling me HSBC are pulling out of most retail banking in the US.

Article here:

It will keep around two dozen locations, in key cities across the US, from which to service its wealthy clients. The bank promised to keep open customer accounts with balances of more than $75,000, and business accounts with a turnover of $5m or more.

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That. Exit strategy has been planned for a while now. If a ‘global’ bank with BAM branches in the US can’t become established after 40 years of trying, did they really try at all?

Maybe something else is behind this. They’re Frexiting™ too, so I don’t believe they would shut up shop in 2 western territories simply because they are losing money. The other territories would easily eat the comparably small losses.