Account Overview

Mathew
12 August 2021

View the post on it’s own, here: Account Overview - Fintech Forum

After the Jaja thread, I thought it would be good to sum up the features offered in the apps of each of the players in the market.

I think there was something similar on Fintech Talk, but thought it would be good to have this here too as it could be a handy reference guide. I’ve made it a wiki, so feel free to edit it and add to it. Appreciate tables can be a bit fiddly in markdown, so open to different formats too.

My only request is - please try to keep the list alphabetical :wink:

Personal Banking (Individual Accounts)

(Including e-money accounts)

Provider Card Non-prepaid Instant transfers Overdrafts Savings/Pots Cheque Deposits In-App Cheque Deposits Notifications Card Manager (e.g. pin lock etc.) Fee-free Abroad :apple: :google: :garmin: :samsung:
:bos: :visa: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :n:
:barclays: :visa: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :n:
:chase: :mc: :y: :y: :n: :y: :n: :n: :y: :y: :y: :y: :n: :n: :n:
:coop: :visa: :y: :n: :y: :y: :y: :n: :n: :n: :n: :y: :y: :n: :y:
:firstdirect: :mc: :y: :y: :y: :y: :y: :y: :n: :y: :n: :y: :y: :n: :y:
:halifax: :visa: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :n:
:hsbc: :visa: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :y:
:lloyds: :visa: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :n:
:metro: :mc: :y: :y: :y: :y: :y: :n: :y: :y: :n: :y: :y: :n: :n:
:monese: :mc: :n: :n: :n: :y: :n: :n: :y: :y: :y: :y: :y: :n: :n:
:monzo: :mc: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :n: :n:
:nationwide: :visa: :y: :y: :y: :y: :y: :n: :n: :y: :n: :y: :y: :n: :y:
:natwest: :mc: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :n:
:revolut: :mc: :visa: :n: :y: :n: :y: :n: :n: :y: :y: :y: :y: :y: :y: :n:
:rbs: :visa: :y: :y: :y: :y: :y: :y: :y: :y: :n: :y: :y: :n: :n:
:santander: :mc: :y: :y: :y: :y: :y: :n: :n: :y: :n: :y: :y: :y: :y:
:starling: :mc: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y:
:triodos: :mc: :y: :n: :y: :n: :y: :n: :y: :y: :n: :n: :n: :n: :n:
:tsb: :visa: :y: :y: :y: :y: :y: :n: :n: :y: :n: :y: :y: :n: :n:
:virgin: :mc: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :n: :n:

–|–|–|–|–|–|–|–|–|–|–|–|–|–|–|–
:bos: | :visa: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:barclays: | :visa: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:chase: | :mc: | :y: | :y: | :n: | :y: | :n: | :n: | :y: | :y: | :y: | :y: | :n: | :n: | :n: | :n:
:coop: | :visa: | :y: | :n: | :y: | :y: | :y: | :n: | :n: | :n: | :n: | :y: | :y: | :n: | :n: | :y:
:firstdirect: | :mc: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :n: | :y: | :y: | :n: | :n: | :y:
:halifax: | :visa: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:hsbc: | :visa: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :y:
:lloyds: | :visa: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n: | :_:
:metro: | :mc: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:monese: | :mc: | :n: | :n: | :n: | :y: | :n: | :n: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :n:
:monzo: | :mc: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :n:
:nationwide: | :visa: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :y: | :n: | :y: | :y: | :n: | :n: | :y:
:natwest: | :mc: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:revolut: | :mc: :visa: | :n: | :y: | :n: | :y: | :n: | :n: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n:
:rbs: | :visa: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:santander: | :mc: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :y: | :n: | :y: | :y: | :y: | :y: | :y:
:starling: | :mc: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y:
:triodos: | :mc: | :y: | :n: | :y: | :n: | :y: | :n: | :y: | :y: | :n: | :n: | :n: | :n: | :n: | :n:
:tsb: | :visa: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:virgin: | :mc: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :n:

Personal Banking (Joint Accounts)

(Including e-money accounts)

Provider Card Non-prepaid Instant transfers Overdrafts Savings/Pots Cheque Deposits In-App Cheque Deposits Notifications Card Manager (e.g. pin, lock, etc.) Fee-free Abroad :apple: :google: :garmin: :samsung:
:bos: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:barclays: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:coop: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:dozens: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:firstdirect: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:halifax: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:hsbc: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:lloyds: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:metro: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:monese: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:monzo: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:nationwide: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:natwest: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:revolut: :mc: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:rbs: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:santander: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:starling: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:triodos: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:tsb: :visa: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:virgin: :mc: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:

Business Banking

(Including e-money accounts)

Provider Card > 1 Director Non-prepaid? No Monthly Fee Instant Overdrafts Savings/Pots Cheque Deps Notifications Card Manager :apple: :google: :garmin: :samsung:
:barclays: :visa: :y: :y: :n: :_: :_: :_: :y: :_: :_: :_: :_: :_: :_:
:hsbc: :visa: :y: :y: :n: :y: :y: :n: :y: :_: :_: :_: :_: :_: :_:
Kinetic :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:lloyds: :visa: :y: :y: :n: :_: :_: :_: :y: :_: :_: :_: :_: :_: :_:
Mettle :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_: :_:
:monzo: :mc: :y: :y: :y: :y: :_: :_: :y: :y: :y: :y: :y: :_: :_:
:revolut: :mc: :visa: :y: :n: :y: :y: :_: :_: :n: :y: :y: :y: :y: :_: :_:
:starling: :mc: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y: :y:
:tide: :mc: :y: :n: :y: :y: :_: :_: :n: :y: :_: :y: :_: :_: :_:
:tsb: :visa: :y: :y: :n: :_: :_: :_: :y: :_: :_: :_: :_: :_: :_:

–|–|–|–|–|–|–|–|–|–|–|–|–|–|–|–
:barclays: | :visa: | :y: | :y: | :n: | :: | :: | :: | :y: | :: | :: | :: | :: | :: | :: | ::
:hsbc: | :visa: | :y: | :y: | :n: | :y: | :y: | :n: | :y: | :: | :: | :: | :: | :: | :: | ::
Kinetic | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | ::
:lloyds: | :visa: | :y: | :y: | :n: | :: | :: | :: | :y: | :: | :: | :: | :: | :: | :: | ::
Mettle | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | :: | ::
:monzo: | :mc: | :y: | :y: | :y: | :y: | :: | :: | :y: | :y: | :y: | :y: | :y: | :: | :: | ::
:revolut: | :mc: :visa: | :y: | :n: | :y: | :y: | :: | :: | :n: | :y: | :y: | :y: | :y: | :: | :: | ::
:starling: | :mc: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y:
:tide: | :mc: | :y: | :n: | :y: | :y: | :: | :: | :n: | :y: | :: | :y: | :: | :: | :: | ::
:tsb: | :visa: | :y: | :y: | :n: | :: | :: | :: | :y: | :: | :: | :: | :: | :: | :: | ::

Personal Credit Cards

A Card Instant Notifications Card Manager Statements :apple: :google: :fitbit: :garmin: :samsung:
:amex: :amex: :y: :y: :y: :y: :y: :y: :y: :n: :y:
bip :n: :y: :y: :y: :y: :y: :y: :n: :n: :n:
:jaja: :visa: :n: :n: :y: :y: :n: :n: :n: :n: :n:
Level :mc: :y: :y: :n: :y: :n: :y: :n: :n: :n:
:sainsburys: :mc: :y: :y: :n: :n: :y: :y: :n: :n: :n:
:tymit: :visa: :y: :y: :y: :n: :y: :y: :n: :n: :n:
:virgin: :mc: :y: :y: :y: :y: :y: :y: :n: :n: :n:

–|–|–|–|–|–|–|–|–|–|–
:amex: | :amex: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y: | :y:
bip | :n: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :n: |
:jaja: | :visa: | :n: | :n: | :y: | :y: | :n: | :n: | :n: | :n: | :n: |
Level | :mc: | :y: | :y: | :n: | :y: | :n: | :y: | :n: | :n: | :n: |
:sainsburys:| :mc: | :y: | :y: | :n: | :n: | :y: | :y: | :n: | :n: | :n: |
:tymit: | :visa: | :y: | :y: | :y: | :n: | :y: | :y: | :n: | :n: | :n:
:virgin: | :mc: | :y: | :y: | :y: | :y: | :y: | :y: | :n: | :n: | :n:

Business Credit Cards

Provider Card Notifications Card Manager Statements :apple: :google: :fitbit: :garmin: :samsung:
:capontap: :visa: :y: :y: :y: :y: :y: :_: :_: :_:

Other Fintech Apps

Provider Type Free version? Instant
:freetrade: Investment :y: :y:
Koto Credit :y: :y:
Moneybox Savings & Investment :y: :y:
:plum: Savings :y: :y: