A PayPal thread…

Personally, I love a good bit of branding (don’t judge me! :sweat_smile:). But there’s something about the new PayPal logo that looks… a bit too plain?

Interested to see what others think. A lot of companies have moved to a flat and simple look over the last few years (look at car brands for example), but I feel PayPal loses its identity with this.

Although they’ve gone for a black typeface logo, the blue is still used in places, it seems, as well as the two Ps, which makes me wonder why the change at all?

For those interested, some examples and background on the logo here - PayPal has a new logo that makes it look just like everything else | The Verge

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Shame in my view, although, according to the linked article, many companies are going down the same route. Much less individual brand quality. I did like the “rakish blue slanted” version. R-

Edit: just checked my PP account. Still blue there.

The logo is the PP, surely? The ‘PayPal’ bit is the wordmark.

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Too plain for me. I like the uniqueness of the double P. :smile:

I didn’t want to create a new thread.
New Paypal terms beginning 13th August show that a physical Paypal credit card will be issued to Paypal credit customers.

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Well I decided to give PayPal+ a try. Easy enough to set up in the PayPal App. Instant virtual debit card created and added to Apple Wallet and a physical card ordered and on the way.

Obviously one has to load credit onto the card from another debit card already linked to your account, or there’s the option of a bank transfer. The only snag I hit, was that after creating the PayPal debit card, I was unable at all, to load it with credit from one of my PayPal linked debit cards until the following day. But I’ve now got credit onto the card and I’ll give it a go.

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Do not waste time loading credit onto Paypal. Let it direct charge your card. That is what I do. I keep Paypal balance at £0 and they charge the pre-selected back up debit card.

You can set this back up card in the debit card settings.

No Issues so far.

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So you can buy something in a shop with no money in the PayPal account?

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Yes, as long as you have set up a back up debit card. It will show in your bank as “Paypal Top Up” for that charge they will make.

Money in Paypal account is treated as eMoney so I always keep it at £0, prefer to have my money in a real bank… and less admin moving funds.

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Good advice - thankyou.

What’s the advantage of this?

Am I missing something? :thinking:

To be honest, I don’t have the same reservations as yourself regarding loading my PayPal balance. It’s 50 quid not £5k for goodness sakes!

They currently give rewards in points for each £10 spent on the Paypal debit or credit card on eligible purchases.

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One thing now, is that at least you can use PayPal with Amazon. I’ve loaded my PayPal debit card onto my Amazon account and will now use it as my default payment for goods and earn the PayPal points.

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Aha. I knew there had to be a positive side to this as you are one of the more logical posters I’ve seen on forums :+1:

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As reported above, super easy to join and virtual card now in my mobile wallet.

The reward exchange equates to 1% “cashback”, so I’ll give it a spin, see what I think.

This piece was interesting though :thinking:

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Yes indeed, I’d signed up and got the virtual card into Apple Pay and the physical card ordered all inside a minute.

And the physical card is free. That’s refreshing (are you listening Revolut?)

Good job - thanks @Amazon_Parcel :relieved_face:

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The tax bit will be handed to HMRC who will make any adjustments to your tax code if required. I should know, I’ve been whacked by the tax man already for earning interest well above my annual personal tax allowance threshold. My own fault in some ways for not having an ISA.

@Graham Sorry, I wish I could have been more helpful :rofl:

I’ll probably now use the PayPal debit card more than my WISE card.

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Well I’ve just used the virtual card through ApplePay card for the first time today (at time of posting!) at my local Tesco and all went well. Double points, Tesco Club-card and PayPal+ :+1:

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Not true.

Interest is classed as income in the UK. Licensed financial institutions are duty bound to share interest details with HMRC.

Cashback is tax free. There is no duty nor even a process for information to be shared, as there is no revenue interest.

It’s a boilerplate disclaimer text which protects PayPal in case the customer is subject to a tax regime other than the UK, since it’d be unreasonable for PayPal to take account of all the hundreds of possibilities.