Not all apps even show all your debit cards, leave alone make it clear which one belongs to which account!
Yes - if for example I need to pay some cash in to a specific account.
True but an account number/sort code alone is not a particularly useful piece of information to a fraudster. These details are on every cheque everyone’s ever written so they were never designed to be ‘secret’.
What about when Clarkson put his account and sort code in an editorial saying it bears no risk - only to have £500 go out to charity by direct debit from a prankster. Or have these things been tightened up?
I see what you mean about the multiple cards - fortunately it doesn’t affect me as I have no identical cards!
Yes, you can grief somebody by committing fraud, but you can’t personally gain from it (unless you became a payee enrolled in the Direct Debit scheme, in which case the entire thing would be very traceable). In any case, the Direct Debit Guarantee has the payer comprehensively covered.
If there was an angle here we would see it far more often than one case with one mouthy journalist.
The “long number” and the “card number” haven’t always been the same thing. Back in the days when Switch debit cards existed, my First Direct Switch debit card had both. It had a long number across the middle, which was just 6759 followed by my sort code and account number, but along the bottom of the card there was another number, nine digits I think, which said “card number” below it. If you search Google images for “First Direct Switch card” you’ll see what I mean. I presume it was the same with other banks that issued Switch cards.
In those days you had to ask customers for the “long number across the middle” otherwise you might get the shorter number from the bottom, which was no use for making payments. If I remember correctly, the shorter number was for cheque guarantee purposes.
I don’t think NatWest debit cards have ever shown the account number, have they? I haven’t had a NatWest account for years but as I remember it, the debit card only had the sort code on it, there wasn’t an account number.