Curve Card


Curve makes free plan even less attractive but mostly better for paid plans

Not to say I said this a very long time ago BUT Curve loses money on every transaction as they’re just a card aggregator, so they’ve got to shift users onto paid plans and hope they keep the subscription going while keeping usage of perks that cost them money around but not overused.

And they need to pray that Apple and Google don’t implement GBiT.

Just noticed this. Basically a bulk GBiT, but with a 1.5% fee for credit cards, nothing for debit. Cheap way to move to a 0% card.

People already having issues with it on Reddit.

With the 1.5% fee I would be happier taking the Nationwide BT card at same rate with even purchases 0% for 15 months

Compared to the BT cards with their 3% or more charge, this would be cheaper, though you’d need to move it to a 0% purchase card rather than a BT one.

The Nationwide card I am talking about is a dual BT (1.5% fee, 0% APR) and purchases (0%) for 15 months. Assured to talk to someone in case something goes wrong.

I have that, but the 0% period ran out a while back. Good for spending on the holiday for sure.

I closed one last year after the offer, eligible again

Hadn’t thought of doing that. So if I close the Nationwide credit card, how long is it before I can reapply and get the offer?

I closed in May 2025 and got a letter that I would never be eligible for any 0% offer again. From January I have been seeing that I am eligible for this.
I have seen others say wait time is 6 months from closing.