Nice little comparison table (found in the app). Not sure I’d fork out £25 per month, but I’m sure it would be useful for some.
Pricing looks reasonable, I can see both Pro and Team options being useful for start ups and SMEs.
So didn’t get anywhere before trying to reopen my account with Monzo. Noticed it had been more than six years since I closed it so no longer on my credit report.
Tried to open a new account and it worked.
Last time I tried this it said my number had already been used. So maybe they do delete your details you just have to wait six years!
This might be another example of it would be better if it just didn’t fail in the first place.
You sound like you’ve never worked in IT.
Every company that uses cloud computing (which is the vast majority nowadays) will have this sort of thing in place.
I’m just comparing to Starling. I’ve never heard of people being put on some sort of limited version of the app that has been created as a backup.
It was a better UI too imo, the temp one.
What happened that meant you had to use that though?
How limited is it?
Heh, this is not a bad feature. But they say up to 150 a month; for gas/electric would it pay £150 or just not touch the bill at all. an important question!
If the bill is for more then £150, Monzowill pay £150 towards it.
Reminds me of the schemes that Lloyds/Halifax/BoS ran 10 years ago..
Is it cynical of me to think this is going to lead to a more fast and loose approach to customer privacy? Targeted ads in your app and all that.
Not that there’s a lot of space in the Monzo app at moment. I can’t find anything as it is. 
Cba to read, but a good clickbait headline.
DIGITAL BANK MONZO is now licenced to work in Europe and will base its European headquarters in Dublin.
Monzo is a British online bank based in London which was founded in 2015.
It is popular in the UK and has close to 13 million personal banking customers, making it the UK’s leading digital bank and the seventh largest overall.
Monzo today announced that it has secured a full banking licence from both the European Central Bank and the Central Bank of Ireland, which enables it to enter the European markets.
Monzo is now the first digital bank fully regulated by the Central Bank and its expansion into Europe will begin in Ireland, with its European headquarters based in Dublin.
The move will see Monzo face-off against Revolut, which has over three million users in Ireland.
Michael Carney, EU CEO at Monzo, said that the approval from European regulators “marks a significant step forward in our global mission to make money work for everyone”.
Meanwhile Elaine Deehan, Country Manager for Ireland at Monzo, remarked that “people here are tech-savvy who value digital-first products that are built around their real life”.
In the coming months, Irish customers will be able to apply for Monzo’s personal, joint, business, children’s and instant-access savings accounts, each of which will come with an Irish IBAN.