There are plenty who will 
I closed my Monese account within a week of opening it, a few years back, cos they wanted me to pay them to send me a physical debit card. Not happening. I only opened it for the TopCashback 
I agree about paying for a card design - the delivery fee I’m less fussed about. The big banks can subside this, and in some cases I’ve paid for petrol/parking to hand in ID and shelled out about the same.
I paid a Monese deliver fee recently, hoping to take it back and then some via referrals 
And routing back - it is a nice new design with Revolut but I shan’t be buying haha
I had someone ask me to open a monzo account so they could get one of these cards… 
Cool. And?
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Surely people aren’t actually opening bank accounts so someone can get a summer bank card 
Plenty of people seem to have persuaded their friends and family to open a Chase account for the referral incentive…
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Yeah but that was cash… £20 wasn’t it? I.e. 2 hours of work at minimum wage. Wouldn’t be enough to incentivise me but I can see that it would be if I had more time on my hands and friends to hassle.
To do the same for a brightly coloured debit card which will make 0 difference… well if it works hats off to them. I do wonder how many actual quality referrals Monzo is getting out of this tho; with Chase it’s easy for the referred customer to get a benefit straight away with little effort (decent interest and/or cashback). With Monzo you get a nice UI.
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Plus everything else that Monzo have to offer.
My point is that those features will already have been sought out by those who want them. They’re not objectively market-leading financially, as Chase is.
Imagine you’re a 60-something year old not particularly tech savvy grandparent with a smartphone. Your grandchild nags you to open an account so they can get a perk, and you do it. Would Chase or Monzo be more likely to offer something for you post-referral?
Chase. 1.5% savings, 1% cashback
I am 60-something and Monzo is my main account. I also have a Chase account but withdrew my (substantial) savings because of their poor reliability.
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The Chase incentive is obviously better. You could argue their card is semi cool (although not in my book lol)
Monese offering a good one presently, £20-£30 and 1.5% cashback for 6 months.
(& a better UI than both in my humble opinion!)
Expires today! 30 June 2022
Get 1.5% money back on the first £2,000 worth of qualifying card payments you make for the rest of 2022! Download Monese and top up with £250 by 30/06/2022. Learn more.
Good thing you stopped reading after that and ignored the rest of the scenario isn’t it? Otherwise you might find I wasn’t talking about you (and you’ve kind of proved my point because you’ve already sought the feature!).
Do they need to do the physical card transaction too?
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They are opening them for the £5 they get. Or to help friends/family – not everything has to be a net benefit for people to do it
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Also, what was it with
Who kicked it off again, by implying how ridiculous it is that people would ask them to join for a neon card?
This forum is full of anti-Monzo bias.
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As @Mathew said, there’s a range of viewpoints on show here and elsewhere and sometimes posters overstate the point.
You’ve made your irritation clear.
Let’s move on please.
scratch that