Looks like quite a nice design to be fair to them - I wonder if they’ve designed this themselves or if it is part of an upgrade of their core banking system which I believe is off the shelf?
Your post actually prompted me to look once again at my Starling account web page as I thought the layout with the new Metro revision looked slightly similar.
And whilst in no way wishing to detract from your experience, I actually find it not too bad, certainly a darn sight easier and less cumbersome than logging into Nationwide for example, poncing around with a debit card and reader or faffing with passwords.
I think it’s strength was that it closely replicated the app interface. Now that app is probably the primary interaction most customers have with their bank, it makes sense if the online banking can be relatively consistent with the appearance of the app.
That way, it’s like the app but on a bigger screen. It’s not great design to need to remember a totally different interaction model for online banking vs the app.
Dark mode seems to be one of those ‘must haves’ that only appears to get implemented if enough customers comment about it either through app reviews or via customer services.
I’ve been wanting dark mode on my RBS app for ages, same with Starling, but neither are biting on that at the moment, though I reckon it won’t be long before RBS introduce it.
If a bad actor was trying to gain access to your Metro account online, and used the wrong password, by simply going ahead and texting out a 2FA code the system would achieve two things:
The real account holder would be alerted when a random code comes through.
The fraudster wouldn’t know the password was incorrect.
Personal accounts (or mine, at least) haven’t updated yet. The login screen has changed, but once completed I get dropped back straight into the old layout!
I have an ongoing issue with these ones. They refused to pay a DD to my council saying I cancelled the instruction. The instruction was still visible in the app and when I called them they said it is active. Raising a complaint has been another hell.
Switch to Lloyds already initiated.