I signed up and have received and activated my card. I’ll be honest, my plan was to do a bit of cheeky Starling Settle Up and Monzo.me transferring to quickly hit the £500 quota, but sadly both Settle Up and Monzo refuse the card (Starling give an error message about only accepting UK debit cards ). Revolut top up does work, but I feel very uneasy about putting £500 into a Revolut account knowing their reputation!
I’m a bit confused as to the type of card I’ve received. On the back it says Prepaid just above the magstipe, but it’s also got the Mastercard holographic ‘Debit’ mark like my other Mastercard (non-prepaid) debit cards. My HyperJar card, on the other hand, has the word Prepaid on the back and the holographic mark is the same minus the word Debit in the centre. So what exactly is this? Checking the BIN it seems to be a prepaid.
I’m not sure the referral would work for me because I did sign up a few years ago for TopCashback, which I received, but they got funny with me when I said I wouldn’t pay for a physical card to be sent to me, and I ended up closing the account.
No doubt my details will still be on record as was only 2018, I think.
Looking at my last email from Monese Closures email account:
As you requested, your Monese account ending in ****** xxxx ** is now closed.
Thank you for being part of our community. Perhaps we’ll see you again some time.
The Monese Team
P.S. If you ever change your mind and want to re-open your account, just give our support team a call on +44(0) 1706 304 001.
Suggests to me that if I try and re-apply, they will just re-open my initial account.
Just as Curve did recently to me when I tried to create a new account for a £10 referral bonus.
Any account which is prepaid must say so somewhere on the card (but sometimes it is in deliberately inscrutable tiny text), the absence of the text is what proves something isn’t prepaid.
I think the difference in the holograms is just a Mastercard thing where multiple types of design are acceptable and you can (as a card issuer) pick which style you like. Technically all prepaid cards are debit, so it’s not wrong.