They want to know why I chose this branch.
Not sure if I should tell tell them it’s for the card but also thinking I may not want a hard credit search on my file.
To keep folks updated on this. It’s pretty much the end of the day, and I would have thought, if I were going to get one the emails @JonasP received I would have by now.
Nothing in my inbox or Junk folder, though if anything does come between now and my card arriving I’ll provide an update. Likewise if anything happens afterwards.
Are you able to provide a screenshot of where they’re asking you this?
You could try honesty, see if that satisfies them. How far away from the branch are you located?
I suspect at this stage, they’ll have already done the hard search anyway.
I would just say you have relatives in London and you visit/stay with them frequently
Provide the street they’re on and if they ask for a postcode / specific address say they haven’t given you permission to disclose it and you don’t want to violate their trust
Odd how someone like me who lives 70 miles away isn’t getting that kind of questioning though, tbh
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Not a bad fake justification to use tbh.
Even more odd that I haven’t had that kind of questioning either! (Yet, at least)
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If it were to happen to me, I’d probably just tell them someone recommended that branch to me! Which isn’t a lie, and I would hope have a have a higher success rate.
It’s probably okay to stretch the relationship of who that someone is I think, though. We’re BFFs, right @seb? 
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I got an email to say they needed more information and to call them.
I spoke to their fraud team and they want to know why that branch and why I signed up using an old form.
I think I might just cancel the application when I speak to them again. It makes me uncomfortable knowing I cannot call them until tomorrow.
I don’t really need this card
Of course 
Aren’t we each other’s most replied-to users over on the Monzo community?
Sounds good enough to me!
(If the RBS fraud team are reading this thread, then hello!
)
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Out of interest, did you get that email before or after your application was approved and you received your welcome email?
If you do still want the card just tell them your friend sent you the link to that application and that’s the branch they recommended. It’s technically the truth, we’re friends on Nintendo Switch after all!
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Hi Guys an update this evening they have closed my account again for Misconduct. They have told me there won’t be anything against me applying again with my local branch but via the “official website customer journey” is what they said in their words.
Edit: they said this decision came after a “careful review” of my application and “certain factors”
This was a team called Fraud Notification and Bank Decision team?
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that’s a real shame!
If they don’t want folks using the old form they should probably take it down! I’m guessing the influx of folk here must have triggered something after all 
Another potential option could be to sign up via the correct form they want you to, then opening a second via the old form and selecting the branch like @Eden did. May work, or they may still shut you down again.
At least you have the card though!
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Yeah I have the card which has been cancelled. I think I’m going to just pie it off before I end up with a CIFAS and end up with a cash card lol
I don’t know. Your option sounds like a good idea but the only thing I think now is that if I apply the normal way it will automatically choose Fleet Street because of this application. The man that called me back was nice about it but it’s a bit of a bummer because the child and co card looks so god damn nice 
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It’s been a funny old week. It feels like the Klondike - hordes of wild-eyed prospectors hurtling across the plains in search of……… a blue debit card. 
It is nice and all that - but it’s not “all that”, and frankly not worth lying to the bank over. Anyone unsure of their application should reconsider the effort they’re putting into this.
And yes, you’ll almost certainly be copping for a hard search which is alright if that doesn’t matter to you, but if it does, again give it some thought (though that ship may have sailed, as @anon62610374 suggests).
Anyway, you might say it’s alright for him, he’s got his. Well you might, but to be honest the two days spent NOT getting Apple Pay on the Watch has certainly taken the shine off. In fact, if that isn’t sorted by tomorrow, my shiny new C&C card goes in the drawer…. 
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It seems that this thread wasn’t flying under the radar as much as everyone hoped.
At a guess, I’d say that someone must have seen the link here and posted it on MSE. That is probably what prompted a surge in applicants. It also seems to have recently popped-up on 9to5fs as well.
All of this will have led RBS to analyse what was going on to make sure it wasn’t some kind of bizarre fraud attempt.
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Yes indeed - probably worth remembering that underneath the fancy card it is actually just a bog standard RBS Select account - not worth potentially provoking Natwest Group in to declaring you ‘persona non grata’.
If you want a fancy card there are plenty of fintechs that have nice looking ones - there may even be one that’ll send you an extra fancy card if you pay a monthly small transparent fee.
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I could get a cifas marker for this???
Is there any way I call them them tonight and stop my application?
This makes me wonder if perhaps there’s something else that triggered checks to nudge them to look deeper and notice the old application form being used.
It’s bizarre, I think, that quite a few have successfully gotten through whilst only a few have been checked on so far. Sign up order doesn’t appear to be a factor AFAIK because @Gallifreyangirl was a bit late to signing up given their issues trying to fill the form in initially.
Mine will surely be an interesting case, especially if I don’t receive one of these emails and/or a phone call.
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Very odd and hope they don’t change their mind with me.
Where are we? Inverness or on one of those islands off the coast of Scotland ? 
Obtained, done by or involving deception, especially involving criminal deception
While I think you could loosely say this is fraudulent in the sense of the word, in reality, I don’t think it’s criminal or particularly noteworthy that anyone would care
I would too if it were a particularly important or verifiable lie
Are you the same guy as on the other Revels account btw?
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If part of the account opening process is manual it could simply be down to bad luck of whoever was looking at the affected applications paying a bit more attention.
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