Same here with the rest of my cash savings.
I am sitting back on fixed term savers atm, however, for anyone interested, Tandem are now offering 3.30% AER on their One Year FTS.
Just using Zopa and fixed pots for now.
This account is now available if anyone’s interested. They’ve also increased their 90 day notice account to 2.02%.
90 day notice for 2.02%
I have just noticed on other forums that two Sharia complaint banks are now offering 2.0% and 2.10% on their easy access offerings.
Gatehouse is at 2% epr for a minimum of a quid, while Al Rayan are offering 2.10% epr on deposits of a minimum of five grand.
I like banking apps for easy/instant access accounts, and I am not sure if the latter has one, but I know, as a Gatehouse fixed rate customer already, that they don’t.
I have banking apps with both Gatehouse and Al Rayan with their easy access accounts.
I stand corrected. Gatehouse Bank app on android now located.
Thank you. Happier now ![]()
Apart from the fact that I forgot they use a linked account set-up and I have sent test deposits from two of my current accounts, neither of which was my linked one ![]()
Zopa have increased their savings rates.
Easy Access now 1.85%
7 Day Notice 1.90%
31 Day Notice 2.05%
95 Day Notice 2.25%
All pots updated automatically, no need for closing/opening of accounts like some other providers.
Minimal use for me atm as I can get near that 31 day rate in my Gatehouse easy access account.
Working on a formula around the 95 day one though, that will enable money to be available every couple of weeks, at the enhanced rate, thanks to Zopa’s unique notice method ![]()
Not a recommendation, just an observation for users of Yorkshire Building Society savings accounts.
From Nov 2022, they will be implementing changes to their savings accounts, to provide a tier system of interest. Not exactly an original idea, I know, however, they claim that they are doing this so that, in future, they may increase rates for those with smaller savings, probably as a way of encouragement/reward.
Way better rates still available elsewhere though.
Details of changes here,. Savings account holders should receive email update of this change. I did ![]()
As the Savings recommendations thread will not allow me to be the only one to keep posting on it, I have started a separate one for discussion about YORKSHIRE BUILDING SOCIETY and their products.
Me again. This time with an alert on another Yorkshire Building Society push for customers’ money.
Launch of an easy access, but restricted to six penalty-free withdrawals per anniversary year, plus closure, account at 2.50% Gross/AER variable - Loyalty Six Access eSaver
Need to have been a YBS customer for at least 12 months.
If you have been, take a look ![]()
That’s a very nice increase, and makes me feel quite happy that I decided to put more of my savings into PB yesterday
Looks like this thread will be getting very busy - goodo.
Great that we’ve got some eagle-eyed colleagues here. It’s difficult to keep track, frankly ![]()
5.12% up to £5k at Barclays, easy access. Only catch is you have to have Blue Rewards enabled on a current account.
Rainy Day Saver | Barclays
I’ll do the maths tomorrow and work out if it’s sufficient for me to reinstate the ‘Barclays’ stop on my monthly money movearound.
I decided it fell under “cba”.
Yes, that’s my opinion, too…
Charter Savings Bank have an easy access account at 2.25% with unlimited withdrawals. It’s not instant access, though, it’s by the end of the next working day if instruction received before 3pm.
Zopa is working for me at the moment because I’ve put the majority of it in a 95-day boosted pot. I know that I won’t need the majority of it in an emergency.
Good point made here incidentally. That easy access will not always mean instant. ![]()
Yorkshire Loyalty at 2.50% for savings I do not need regular access too (limit six withdrawals/y)
Gatehouse at 2.00% (though they currently under review) for savings I made need earlier access too.
Zopa emptying as pots mature as now not meeting my requirements.
Still have a £ or ££ in accounts with other providers in case they suddenly become competitive again.

