Fair. I don’t think I’d be bothering if I didn’t already have a Barclays account (dormant since they nerfed Blue Rewards around Easter) and a chunk in savings in an old H2B ISA (which used to be a decent savings rate but isn’t any more; won’t be used for a house purchase since I have a larger LISA elsewhere).
Took 2 mins to turn Blue Rewards back on, 5 mins to open the savings account on the app, another 10 mins to do it on online because the app seems to time out at the end of the application (never change, Barclays!). Just need to send off a paper mandate to Britannia now to automate the DDs for Blue Rewards going forward - how quaint!
I’ll empty out my RBS and Natwest savers and that’ll fill it up, then work on refilling those month-by-month.
Okay @WillPS , you have convinced me to “Do a Kwasi”
I have U-turned on my cba and reactivated my Barclays Blue Rewards, set up PayPal DD, and will use that to meet this month’s DD criteria. 2x from my Club Lloyd’s account, National Trust and my broadband, will be active by November’s payments. Job done.
Less than 15 minutes the lot.
Rainy Day Saver opened and funded.
The swinger for me was, even if I don’t hit the two DD for this month and it costs me £5, the interest from my £5k still delivers a profit over leaving it in my 2% Gatehouse account.
Just send 2 x £0.01 PayPal payments to someone you love, or top-up your PayPal account on the app for the same value. Blue Rewards don’t need two mandates, just two DD debits.
It errored out online too, but then the Blue Rewards Wallet showed up
No linked account just the wallet. I try to click on it and it errors out. I try to leave it or add the JA to it in app, and it errors out. Omnishambles.
If I can be bothered I’ll chat to someone in the morning at which point I expect I’ll be told to go into branch. Can’t be bothered at that point.
The Blue Rewards wallet is the linked account. Unless you mean the Rainy Day Saver, which needs to be applied for after you’ve activated Blue Rewards (separately).
No, when I tap on Blue Rewards Wallet, there’s a “your Blue Rewards details” link. When I click on that, it allows me to select which account I wish to link it to, but nothing is selected and when I tap the JA, it gives me an error
So I have a phantom Blue Rewards wallet or something…
Rang Virgin Money this morning to try and initiate an ISA transfer in to my current, vacant, Flexclusive ISA.
After 15 minutes on hold, I got through to their CS and explained that I had two issues. 1. No printer. 2. Current host does not use typical sort-code/account feature.
The website had stated that if you cannot send the form, then it can be done via branch or a phone call.
His offered solution? “Go to the website, click savings, ISAs, and download the ISA transfer form”
I asked him what I was supposed to do with that pdf document then as I do not have a printer, as informed at start of the conversation.
“Oh, well I cannot do it online.”
But your website says to call
“It’s wrong.”
Okay. ISA stays where it is then. End of call.
This is why I won’t rush to return any of my normal savings to this company. Plus I can get 2% and more elsewhere anyway of course
I may have misunderstood but if you want to transfer an ISA from Virgin Money to Nationwide, then you need to complete a transfer form with Nationwide who contact Virgin Money on your behalf.
I agree that you had a very poor customer experience with VM though
