Savings accounts recommendations

You’re right - but it’s kind of comfortingly crammed - good for a winter fireside read, perhaps.

you just hope the content is a bit more up to date than the styling …

I’d prefer ‘90’s rates :grin:

Me too for now will stick to Marcus like the app interface.

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I’ve moved to the Hargreaves Lansdowne saving platform for instant access. They only allow debit card topups, so using revolut funded by aqua rewards card for 0.5% on depositing, plus the 0.5% pa.

Which funds do you use to the clear the credit card bill?

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I have a general stooze pot that covers all my credit card balances, which includes balances in instant access, regular savers, cash ISA, etc, but I actually normally settle aqua whenever somebody kindly (replace with expletive of choice) decides to pay me, as there’s less faffing moving funds around

Chip is becoming free again for autosaving and earning interest on up to 85k

https://www.getchip.uk/the-blog/chip-is-becoming-free

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Down to 0.61% and I don’t really like the model to be honest - if you get an invite right now though I believe they’re doing 10 pounds if you deposit a quid. Can make it 20 if you have a Gener8 Ads account already and use their link instead.

Would also mention, it seems like a very cool concept but honestly I believe they need to tap into multiple accounts and work out how /spending/ works across them to make it work nicely.

I’ll drop an invite link if anyone is interested in a thread

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Atom Bank Instant Saver is now 0.75% - get it while it’s hot :slight_smile:

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Virgin offering 1% from 1 March 2022

https://twitter.com/VirginMoney/status/1494644093053505536

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Yep, mine will stay put with Atom for now.

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Tesco and Virgin for my pennies :blush:

I have many Virgin M Plus accounts, so those are my savings accounts at the moment.

I also realised a few days ago that the rate of Nationwide’s Regular Saver had increased (as of February) to 2.5% from a previous rate of 2%, so I’ve opened one of those.

Plus I do have RBS and NatWest Digital Regular Saver accounts to get the 3.04% on offer there.

I think that’s about the best you can do currently. Sadly all my Dozens 5% bonds have now matured!

HSBC’s Regular Saver is still a pathetic 1%. Although, given their other rates, I suppose it’s pretty good for them!

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It was 5% once upon a time!

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Still got 1k in myself :blush:

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20 posts were merged into an existing topic: Chase UK Discussion

Worth noting that the monthly savings limit on these has been increased to £150, so it’s much easier to get to the £1000 threshold which they’ll pay 3.04% up to.

Indeed, I was very nearly there anyway but I’ve just amended my standing orders this morning to get to the maximum next time (instead of in an extra month).

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