10.38% AER
1 Like
That’s… shockingly good.
Holding firm for a decent switch incentive still…
Chip have reduced their variable cash ISA to 4.84% AER overnight. There was no email warning or notification but I’m pretty sure that it’s in the T&Cs that it automatically tracks the BoE rate (rather than them making a decision after each BoE change).
Tandem easy access is also dropping but I did get an email about that.
Secured yesterday.
Now to work out how to find it each month 
Interest rates falling in some of my other accounts, so strategy rethink required prior to Sep 1 funding date.
If you hold a Cahoot Sunny Day Saver (Issue 1), you may wish to check your e-documents.
Spoiler: The rate is reducing on 18 November 2024
Issue 2 is currently available at 5.00% AER, * variable rate interest for 1 year on balances between £1 and £3,000.
- No interest paid on balances over £3,000.
Cahoot seems to have a problem with our address - any attempt I make gets instant rejected; same for my wife.
1 Like