The forwarding process does send back a “redirected” message to the originating bank, which is supposed to automatically update the payee details so they are correct next time. However, not all banks always interpret this message correctly, it seems.
So I would always manually update just to be safe, but technically you shouldn’t actually need to.
No.
Welcome!
No, it’s landscape, just the Mastercard logo and first direct debit on the front of the card and on the rear, name, long number (non embossed) and the usual account/sort/valid from/to.
The card has a notch in it and a raised pin head dimple thing for I’m assuming, those with sight difficulties. The lettering on the back is extremely small though! I have to hold the card about 2 foot in front of my face to read the thing!
They’ve claimed, in a recent email, that they understand the “concerns” customers have about this and are going to alter the design of the card.
They haven’t yet, it seems!
Oh yeah, it is ridiculously small! Total contrast to Starling for instance which is big and bold. And then there’s Chase with the square root of f%*k all on the back 
I love that in a way. Not only is there much lower chance of fraud, but it keeps the card clean instead of having loads of information on it.
I also found the story in the Chase thread from
the Monzo forums of somebody in Argos/B&Q/Homebase (I forget which) where they showed a dumbfounded employee their totally blank card and told them “it has no information at all” after they’d been given hassle for ordering using a Monzo virtual card that they couldn’t physically produce, absolutely hilarious !
Well, I’ve today received my telephone passord in order to register for online banking. What a palava! It all went Pete Tong on me and I ended up having to do the thing I hate most, speak to a bank, not a good start. Anyway, after about 20 minutes, we got there and I now have FD online banking and I can see the funds I added yesterday.
The app though, OMG! It needs a complete redesign imo. Even Nationwide’s mobile app is better than FD’s and that’s saying something!
I can see in app that they’re progressing with the switch from RBS. Hopefully I’ll bag the switch bonus by the end of the month.
I did warn you two days ago. 
In that case I have the perfect bank for you: Monzo
To be fair, I think I’d prefer disembowlment, self inflicted of course.
I have just logged back into FD on a web browser and it’s a lot easier on the eyes. I’ve selected paperless for everything too, I don’t want any more FD paper crap coming through my letterbox, though I accept there will be some associated with the forthcoming switch from RBS.
What I’ll do for 150 quid 
This is part of the reason why I don’t like to close accounts once they are open!
“Onboarding” is always such a palaver, it’s better to only ever have to do it once. You also never know which seemingly-unappealing bank is going to suddenly come out with a fairly attractive proposition (which might be much harder to apply for if not an existing customer).
I was pretty pleased when my useless B account transformed into Virgin Money, for example, as I could simply plonk some funds in there and start earning my 3% interest straight away.
To think, some of us did it when the bonus was £100 (or even less). When they first opened I think First Direct offered an incentive of £5!
Inflation has come a long way since then, but what a meagre return when you had to even do the application as part of a lengthy phone call!
I must have been lucky, I got £20! They’d only been going two or three years and they wrote to me, out of the blue, offering me the bonus to open the account. There was no switching in those days.
How did they manage to write to you out of the blue if you were nothing to do with them?
Were you a Midland Bank customer?
I’ve absolutely no idea. I did have a Midland Bank credit card at one time, but I can’t remember whether I had it when, or before, First Direct wrote to me.
Another time I received a letter from Halifax offering me £50 to take out a credit card. This was called a Halifax One card, and it wasn’t available in branch, only by invitation. Bank websites, and internet banking, didn’t exist back then. The card was a unique design of red and grey/silver concentric circles, and I’ve never been able to find a picture of it online since.
I received £50 in Marks & Spencer vouchers and thought that was how they must be paying me the £50. Then lo and behold they credited £50 to my credit card account, so I got £100 from them altogether.
I’ve no idea why Halifax wrote to me, either. I’d had a Halifax credit card previously, an ordinary one, but I didn’t have any Halifax products when I received the offer.
Eventually, they replaced the card with the red and silver circles on it with an ordinary black card, so I stopped using it as it didn’t look nearly as nice.
The card was Visa back then, as well, not Mastercard that Halifax issue now.
To be honest, I’ve had very few issues with any of the onboarding processes I’ve had to go through when opening a new account, well certainly since I started doing everything online. The issue with FD earlier today, was entirely of my own making, I used the wrong password and it spiralled from there. It’s sorted now so it’s no longer an issue.
I’ve set myself a max of 4 current accounts, I won’t ever exceed that. I have no qualms whatsoever about CASS’ing or even dumping accounts. I like making free money out of them if they’re going to offer it up.
I’ll probably give FD a couple of years like I’ve just done with RBS who I’ve virtually had no interaction with, indeed, I’ve hardly even used the debit card. It’s just a wages in/wages out account which paid me the £130 when I CASS’ed out of That Spanish Bank. Use 'em and dump 'em, that’s me, unless of course it’s the Nationwide and then I’ll keep forking out for the insurance, or Starling who are by far the best account in existence for overseas spending on a debit card, so those two are safe.
I suppose that was why.
Back in the old days there were nowhere near as many restrictions on customer data usage or marketing. Using previous/current customer details for direct marketing was just par for the course.
Keep trying to get mine down to that, but end up opening more! 
Still in double figures 
For me, personally, I just can’t see the point of having tens of multiple accounts. I guess though, for some, it does become a bit of an addiction 
I read that the optimum amount of accounts for most individuals, is four and actually four accounts is a really manageable amount to handle. At the end of the day, banking is all pretty much the same, I don’t need 10 or 12 different banking accounts to know that. I think with the accounts I personally have, I’ve struck exactly the right balance, Starling for its excellent debit card use abroad and a pretty damn good app to boot, Chase, just for the fact that at the moment, I’m making more in cashback than any savings account I could find at the moment, Nationwide, a rock solid building society that provides the insurance package I absolutely need, and now First Direct, a bank I know little about other than it’s basically HSBC reskinned and again, with, fingers crossed, provide me with a one off payment equalling more than any savings account out there could provide even after saving with them for about 3 years
I’m on 4 currently but one is switching into the other.
2 fintech. Tap into unique features. 1 for personal spend/bills. 1 for joint spend/bills and by default two foreign spending options.
1 BAM which I will switch at a whim for any ‘mission critical’ style transfers. 2 credit cards also fall under this sorta remit for payments.
I’ve had more but 3 is a happy medium for me now.
Don’t worry, me too!
3 x Halifax reward - easy £5 each
2 x RBS Reward (one sole, one joint reward - £3 each)
2 x Natwest Reward (same)
1 x Santander 1-2-3 (cashback on bills, nets about £2-3 month).
1 x Club Lloyds (magazine sub or cinema tickets)
There’s about £24 + an issue of Country Living or whatever in it for me every month. Almost £300 a year, not chump change.
If you can be faffed with forcing debit card transactions (and I can’t any more) you can also milk the TSB and Co-op accounts for a little more.
I also have a Starling and Monzo open mostly for ease of bill splitting.