What’s the source for the £24 with Lloyds?
can i actually open 3 Halifax Rewards and net 15 quid a month from it? How do you do the setup to avoid having to swap money around manually (and the payments? do you do something like have revolut auto-top up 5 a month or something from each account then standing order it?)
Also curious about adding RBS/NatWest into the mix
he’s getting a free magazine that he’d have bought anyways (which has value of 24/month
£24 for all the things I listed. Country Living magazine is most definitely not worth £24 a month!!
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I swap money around manually on the 1st of each month. Takes about 15 mins all in, including moving money to savings accounts, paying credit cards with various debit cards etc etc.
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How do you meet all the direct debit requirements?
Ah that’s unfortunate, takes too long for me to faff around with that for such little money. Would be great if they could ignore the spend 500 requirement then i could shift money throughout the month automatically and enjoy my pret subscription for a subsidised price
Halifax has no direct debit requirements
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You can always spend £500 on a Debit Card by topping up a savings account, like NS&I…
Takes 10 days before you can withdraw the funds again.
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Everything that earns cashback on 1-2-3 goes on 1-2-3.
I have a monthly DD to pay for the servicing on my car, plus 2 credit cards which have a fixed payment each month. Ecology BS is another option.
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god i wish i had 1500 a month to put into savings because im pretty sure i could set up chip to do that tbh
unfortunately my income is from parental stipend and SFE right now until I can find some customers kek
What I’m inferring is you could put £500 in to NS&I, withdraw it 10 days later, move it in to another Halifax account and repeat. So long as you’ve got £500 worth of savings, and you won’t get more than £10 in interest elsewhere, it’d work for 2 accounts.
I don’t save £1500/month and I consider myself to be saving quite aggressively currently, don’t worry 
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I have to say much of the activity discussed here feels ultimately pointless.
Shuffling money around and opening numerous accounts with which to do the shuffling does little more than enable the shuffler to claim they’ve got a bit of “free money”.
I do acknowledge though, that the cold winter evenings, with not much on the telly, lend themselves well to opening a few online accounts with no effort combined with the sense that one’s gaming the system.
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Yeah, maybe if there were some OpenBanking or something service that could handle all of it automatically then it would just be a nice easy 15-20 quid a month for free; but any amount of time? yknow the hourly rate may be good but the amount is too small to be significant
Define ‘pointless’.
£300 a year is the point (more like £500 if you can ‘join forces’), and it’s the sort of thing you can combine either with telly or work when your full concentration is not required.
Really interested to see how £300 could be accrued. 
You just need to do the whole song and dance for 6-8 accounts every month
More effort than worth it for me. I do it for 2 which nets £72 a year
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Sure. I guess it’s about effort v reward. I certainly keep an eye on savings rates, and have just returned to Santander purely for the bills DD payback. But that’s easy done - setup & forget.
The Chase account, again, just works (for now) and if they keep their promise of introducing more retail benefits, that’s all to the good.
My Lloyds account is prime although only for incoming. Their saver, currently at 0.75% is nice although capped at £250 pm.
Need to ensure the tail isn’t wagging the dog 
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I have to say, I couldn’t be bothered to do all of that moving money around just to earn a few extra quid a month, that’s just taking things to the extreme I think.
At the end of the day, providing FD pay me the switch bonus, I’ll have earned more in one fell swoop just by switching one account for another, than I’d earn in interest in 3 or 4 years on any savings account available. Let’s face it, interest rates are still so unbelievably poor, that saving anything at all, unless you are absolutely loaded and have multiple savings accounts, just isn’t worth it, well it isn’t worth it for me.
So the switch is confirmed from RBS to FD because I’ve had an email from RBS saying they’re so sorry I’m leaving and that they’re starting my switch. This is what I love about CASS’ing accounts, you don’t have to talk to the bank you’re leaving, no explanations, no speaking to some faceless bod on the 'phone, just dump 'em and move on.
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And me.