What bank accounts are everybody using?

[MikeZ]

@o99

If you switched to the free Barclaycard Avios card, the free Amex BA card, or the free Amex rewards card you could get the equivalent of 0.8% cash-like value back (by converting earned points to Nectar points).

Yep, nearly did this but discovered that the Barclaycard Avios had issues with open banking - not sure if that’s still the case, though.

[WillPS]

@MikeZ

What matters to me - as I suspect you already know - is that the result is £1.50 per £100 spent at Sainsbury’s that I can then deduct from my next grocery shop at Sainsbury’s.

It’s wrong and it’s a flawed way of attributing it. It’d be like me saying my Nectar Amex card awards me 2 Nectar points and 3 Starbucks stars when I use it in Starbucks.

You need to measure the benefit vs using a card which pays no rewards of any sort, in which case you’d still get 1 pt per £ at Sainsbury’s.

[o99]

When I first got my Barclaycard Avios card (a few months ago) approval of open banking connections via the Barclaycard app wasn’t working, but this could be circumvented by approving via the Barclaycard website instead. I think approval via app is now working.